Chesapeake City property record for 433 Fall Ridge Ln, Chesapeake, VA 23322
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 4 bd · 2.5 ba · 2,572 sqft · built 2003 |
| Lot Size | 0.347 acres (15,115 sqft) |
| Owner | Individual Name on File |
| Last Sale | $650,000 (Jul 2025) |
| Tax Bill | $5,347 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2020 Refinance + 1 more |
| APN | 0501002000650 |
| Primary APN | 0501002000650 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,572 sqft Total Area |
| 1st Floor Area | 1,033 sqft |
| Upper Floors Area | 1,033 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,115 sqft (0.347 acres) |
| Lot Dimensions | 3 ft deep x 98 ft wide |
| Garage Type | Attached |
| Garage Area | 67 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 840 sqft |
| Patio Area | 571 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 433 FALL RIDGE LN |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-1261 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R15S: RESI |
| Legal Description | LOT 65 STRATFORD TERRACE SEC 1 |
| Legal Subdivision | STRATFORD TERRACE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21103 |
433 Fall Ridge Ln is owned by an individual who bought it in July 2025.
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 433 FALL RIDGE LN, CHESAPEAKE, VA 23322-1261 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust, Mortgage · VA Mortgage ALCOVA MORTGAGE |
| Nov 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance TIDEWATER HOME FUNDING LLC |
| May 3, 2018 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2025 · Amount on File |
| Deed Sale | Jul 14, 2025 · Amount on File |
| Prior Sale | May 12, 2003 · Amount on File |
| Deed Document Number | 202515400 |
| Deed Book / Page | 10872 / 1910 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 7, 2026 |
| Property Address | 433 FALL RIDGE LN, CHESAPEAKE, VA 23322-1261 |
| Document Number | 0000008562 |
| Book / Page | 10964 / 402 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 20268562 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 433 FALL RIDGE LN, CHESAPEAKE, VA 23322-1261 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008562, |
|---|---|
| Date | Apr 7, 2026 |
| Book Page | 10964/402 |
| Instrument | 20268562 |
| Name | ALCOVA MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 433 FALL RIDGE LN, CHESAPEAKE, VA 23322-1261 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10264/1890 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 10264/1890 |
| Instrument | 200044812 |
| Name | TIDEWATER HOME FUNDING LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 433 FALL RIDGE LN, CHESAPEAKE, VA 23322-1261 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2018 |
| Name | Verified Name |
|---|
| Document Number | 9908/1725 |
|---|---|
| Date | May 3, 2018 |
| Book Page | 9908/1725 |
| Instrument | 180011266 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | May 1, 2058 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.26% |
The 2025 property tax bill for 433 Fall Ridge Ln was $5,347, up 2.4% from the year before.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $607,500 (+14.75%) Land $210,000 Building $397,500 | $607,500 (+14.75%) Land $210,000 Building $397,500 | |
| 2025 | $5,347.00 (+2.37%) | $529,400 Land $185,000 Building $344,400 | $529,400 Land $185,000 Building $344,400 |
| 2024 | $5,223.00 | ||
| 2023 | $491,300 (+9.89%) Land $175,000 Building $316,300 | $491,300 (+9.89%) Land $175,000 Building $316,300 | |
| 2022 | $447,100 Land $150,000 Building $297,100 | $447,100 Land $150,000 Building $297,100 | |
| 2019 | $3,900.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 433 Fall Ridge Ln; there have been 2 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1994–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 433 Fall Ridge Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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