Chesapeake City property record for 412 Fall Ridge Ln, Chesapeake, VA 23322
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 4 bd · 2.5 ba · 2,525 sqft · built 2003 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $277,500 (Dec 2003) |
| Deeds & Mortgages | Jun 2023 Second Mortgage Apr 2017 Refinance + 1 more |
| APN | 0501002000520 |
| Primary APN | 0501002000520 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,525 sqft Total Area |
| 1st Floor Area | 993 sqft |
| Upper Floors Area | 993 sqft |
| Attic | Attic |
| Attic Area | 231 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 19,166 sqft (0.44 acres) |
| Lot Dimensions | 212 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 54 sqft |
| Pool Area | 640 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 198 sqft |
| Patio Area | 168 sqft |
| Balcony Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 412 FALL RIDGE LN |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-1258 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R15S: RESI |
| Legal Description | LOT 52 STRATFORD TERRACE SEC 1 |
| Legal Subdivision | STRATFORD TERRACE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 21103 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 412 FALL RIDGE LN, CHESAPEAKE, VA 23322-1258 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION |
| Apr 6, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Aug 28, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2003 · Amount on Record |
| Deed Sale | Dec 30, 2003 · Amount on Record |
| Prior Sale | May 5, 2003 · Amount on Record |
| Deed Book / Page | 5179 / 780 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 412 FALL RIDGE LN, CHESAPEAKE, VA 23322-1258 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0010669/50 |
|---|---|
| Date | Jun 9, 2023 |
| Book Page | 10669/50 |
| Instrument | 230011969 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2043 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 412 FALL RIDGE LN, CHESAPEAKE, VA 23322-1258 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|
| Document Number | 009773/627 |
|---|---|
| Date | Apr 6, 2017 |
| Book Page | 9773/627 |
| Instrument | 170009225 |
| Name | QUICKEN LOANS INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 412 FALL RIDGE LN, CHESAPEAKE, VA 23322-1258 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 010209/536 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 10209/536 |
| Instrument | 200030399 |
| Name | QUICKEN LOANS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2045 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.38% |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $578,100 (+13.55%) Land $210,000 Building $368,100 | $578,100 (+13.55%) Land $210,000 Building $368,100 |
| 2023 | $509,100 Land $175,000 Building $334,100 | $509,100 Land $175,000 Building $334,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1994–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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