Chesapeake City property record for 413 Fall Ridge Ln, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,122 sqft · built 2002 |
| Lot Size | 0.351 acres (15,290 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $575,000 (Dec 2021) |
| Tax Bill | $6,558 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Apr 2026 Mortgage + 1 more |
| APN | 0501002000590 |
| Primary APN | 0501002000590 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,122 sqft Living Area |
| 1st Floor Area | 1,066 sqft |
| Upper Floors Area | 1,066 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,290 sqft (0.351 acres) |
| Lot Dimensions | 170 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Pool Area | 800 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 203 sqft |
| Patio Area | 154 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 413 FALL RIDGE LN |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-1261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | LOT 59 STRATFORD TERRACE SEC 1 |
| Legal Subdivision | STRATFORD TERRACE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21103 |
413 Fall Ridge Ln is owned and occupied by two individuals who bought it in December 2021.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 413 FALL RIDGE LN, CHESAPEAKE, VA 23322-1261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2026 | Deed of Trust, Mortgage · Line of Credit GREAT NORTH BANK |
| Apr 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION |
| Dec 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2021 · Amount on File |
| Deed Sale | Dec 20, 2021 · Amount on File |
| Deed Document Number | 202156223 |
| Deed Book / Page | 10497 / 1623 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 413 FALL RIDGE LN, CHESAPEAKE, VA 23322-1261 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 413 FALL RIDGE LN, CHESAPEAKE, VA 23322-1261 |
| Document Number | 10938/1020 |
|---|---|
| Date | Jan 26, 2026 |
| Book Page | 10938/1020 |
| Instrument | 260002010 |
| Name | GREAT NORTH BANK |
|---|---|
| Type | Bank |
| Address | RESTON, VA 20191 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 25, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 9, 2026 |
| Property Address | 413 FALL RIDGE LN, CHESAPEAKE, VA 23322-1261 |
| Document Number | 0000008799 |
| Book / Page | 10965 / 241 |
| Instrument Date | Dec 4, 2025 |
| Instrument | 20268799 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 413 FALL RIDGE LN, CHESAPEAKE, VA 23322-1261 |
| Document Number | 0000008799, |
|---|---|
| Date | Apr 9, 2026 |
| Book Page | 10965/241 |
| Instrument | 20268799 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 306 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Dec 20, 2021 |
| Property Address | 413 FALL RIDGE LN, CHESAPEAKE, VA 23322-1261 |
| Document Number | 10497/1623 |
| Book / Page | 10497 / 1623 |
| Instrument Date | Dec 14, 2021 |
| Instrument | 210056223 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2022 |
| Title Company | LINEAR TITLE AND ESCROW LLC, LINEAR TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 413 FALL RIDGE LN, CHESAPEAKE, VA 23322-1261 |
| Document Number | 0210056224 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 210056224 |
| Name | MCLEAN MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 413 Fall Ridge Ln was $6,558, up 2.7% from the year before.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $678,900 (+4.56%) Land $210,000 Building $468,900 | $678,900 (+4.56%) Land $210,000 Building $468,900 | |
| 2025 | $6,558.00 (+2.74%) | $649,300 Land $185,000 Building $464,300 | $649,300 Land $185,000 Building $464,300 |
| 2024 | $6,383.00 | ||
| 2023 | $603,900 (+10.26%) Land $175,000 Building $428,900 | $603,900 (+10.26%) Land $175,000 Building $428,900 | |
| 2022 | $547,700 Land $150,000 Building $397,700 | $547,700 Land $150,000 Building $397,700 | |
| 2019 | $4,583.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 413 Fall Ridge Ln; there have been 2 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1994–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 413 Fall Ridge Ln is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 60% of Virginia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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