433 Clark St, Cincinnati, OH 45203 Property Records

Hamilton County property record for 433 Clark St, Cincinnati, OH 45203

Property Summary

Property Type	Condominium
Details	1 ba · 694 sqft · built 2018
Lot Size	0.062 acres (2,730 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Jun 2026)
Tax Bill	$1,241 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`134-0005-0630-00`

Property Details

APN / Parcel Number

Primary APN	`134-0005-0630-00`

Interior

Full Baths	1 Bath
Total Rooms	3 Rooms
Units	3 Units
Stories	2 Stories
Building Area	694 sqft Living Area
1st Floor Area	532 sqft
2nd Floor Area	162 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	2,730 sqft (0.062 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	433 CLARK ST
City	CINCINNATI
State	OH
Zip	45203-1443
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	20.8% UNIT BTHE PHEBE CONDOMINIUMS
Legal Subdivision	UNIT BTHE PHEBE CONDOMINIUM
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3018
Census Tract	26400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Betts-Longworth Historic District listed 1983 · 136 contributing resources · NRIS 83004304

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

433 Clark St, a condominium, is owned by an individual who bought it in June 2026.

Source: Hamilton County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	433 CLARK ST, B, CINCINNATI, OH 45203-1443
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Feb 2, 2023	Warranty Deed, Transfer MATTINGLY-FORD TITLE SERVICES, MATTINGLY FORD TITLE SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2026 · Amount on File
Deed Sale	Jun 1, 2026 · Amount on File
Prior Sale	Feb 2, 2023 · Amount on File
Deed Document Number	202642416
Deed Book / Page	15677 / 489
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 1, 2026
Property Address	433 CLARK ST, CINCINNATI, OH 45203-1443
Document Number	0000042416
Book / Page	15677 / 489
Instrument Date	May 14, 2026
Instrument	202642416
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42,420.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 CLARK ST, CINCINNATI, OH 45203-1443

Mortgage

Document Number	0000042417,
Date	Jun 1, 2026
Instrument	202642417

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 2, 2023
Property Address	433 CLARK ST # B, B, CINCINNATI, OH 45203-1443
Document Number	0000008190
Book / Page	14845 / 415
Map Reference	MB 13841 PG 1027
Instrument Date	Jan 31, 2023
Instrument	2023-0008190
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	MATTINGLY-FORD TITLE SERVICES, MATTINGLY FORD TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$199.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 CLARK ST # B, B, CINCINNATI, OH 45203-1443

Tax Assessment & Valuation

The 2025 property tax bill for 433 Clark St was $1,241, up 2.3% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,241.00 (+2.31%)	$69,650 (-) Land $13,825 Building $55,825	$199,000 Land $39,500 Building $159,500
2024	$1,213.00 (-5.82%)	$69,650 (-) Land $13,825 Building $55,825
2023	$1,288.00 (+12.29%)	$69,650 (+6.13%) Land $13,825 Building $55,825	$199,000 Land $39,500 Building $159,500
2022	$1,147.00	$65,625 Land $9,800 Building $55,825
2020			$187,500 Land $28,000 Building $159,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 433 Clark St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 433 Clark St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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