427 Clark St, Cincinnati, OH 45203 Property Records

Hamilton County property record for 427 Clark St, Cincinnati, OH 45203

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 3,196 sqft · built 1885
Lot Size	0.069 acres (3,006 sqft)
Owner	2 Individual Names on Record
Last Sale	$282,000 (Feb 2017)
Tax Bill	$9,178 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134-0005-0248-00`

Property Details

APN / Parcel Number

Primary APN	`134-0005-0248-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,196 sqft Finished Area
1st Floor Area	1,562 sqft
2nd Floor Area	1,634 sqft
Basement Area	1,562 sqft

Exterior

Year Built	Built 1885
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	3,006 sqft (0.069 acres)
Lot Dimensions	100 ft deep x 30 ft wide
Porch	Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	427 CLARK ST
City	CINCINNATI
State	OH
Zip	45203-1440
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	427 CLARK ST 30 X 100 SQ 2 BETTS SUB
Legal Subdivision	BETTS SUB
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3018
Census Tract	26400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Betts-Longworth Historic District listed 1983 · 136 contributing resources · NRIS 83004304

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	427 CLARK ST, CINCINNATI, OH 45203-1440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 20, 2016	Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2017 · Amount on Record
Deed Sale	Feb 9, 2017 · Amount on Record
Prior Sale	Mar 16, 2007 · Amount on Record
Deed Document Number	17-0012713
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	427 CLARK ST, CINCINNATI, OH 45203-1440
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200102543
Date	Oct 5, 2020
Book Page	14267/3330
Instrument	2020-0102543

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 1, 2045

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	427 CLARK ST, CINCINNATI, OH 45203-1440
Document Number	0000012715
Instrument Date	Dec 20, 2016
Transaction Type	Mortgage
Record Updated	Aug 22, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	427 CLARK ST CINCINNATI OH 452031440, CINCINNATI, OH 45203-1440

Mortgage

Document Number	0000012715
Date	Feb 9, 2017
Book Page	013351/000364
Instrument	12715

Lender

Name	HOUSING FIN AGCY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,178.00 (+1.05%)	$147,161 (+%) Land $7,619 Building $139,542
2024	$9,083.00 (-1.22%)	$147,160 (-) Land $7,619 Building $139,541
2023	$9,195.00 (+21.63%)	$147,160 (+35.54%) Land $7,619 Building $139,541	$420,460 (+35.54%) Land $21,770 Building $398,690
2022	$7,560.00 Homeowner's exemption	$108,570 Land $8,393 Building $100,177
2020			$310,200 Land $23,980 Building $286,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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