435 Clark St, Cincinnati, OH 45203 Property Records

Hamilton County property record for 435 Clark St, Cincinnati, OH 45203

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,980 sqft · built 1875
Lot Size	0.062 acres (2,744 sqft)
Owner	2 Individual Names on Record
Last Sale	$288,500 (Nov 2019)
Tax Bill	$5,750 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134-0005-0245-00`

Property Details

APN / Parcel Number

Primary APN	`134-0005-0245-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,980 sqft Finished Area
1st Floor Area	1,422 sqft
2nd Floor Area	558 sqft
Basement Area	1,422 sqft

Exterior

Year Built	Built 1875
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	2,744 sqft (0.062 acres)
Lot Dimensions	109 ft deep x 25 ft wide
Porch	Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	435 CLARK ST
City	CINCINNATI
State	OH
Zip	45203-1440
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	435 CLARK ST 25 X 109.08 IRR BETTS SUB SQ 2
Legal Subdivision	BETTS SUB
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3018
Census Tract	26400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Betts-Longworth Historic District listed 1983 · 136 contributing resources · NRIS 83004304

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	435 CLARK ST, CINCINNATI, OH 45203-1440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC
Nov 8, 2019	Warranty Deed, Transfer · Conventional Mortgage RIVERHILLS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2019 · Amount on Record
Deed Sale	Nov 8, 2019 · Amount on Record
Prior Sale	Jun 20, 2013 · Amount on Record
Deed Document Number	0000096619
Deed Book / Page	014041 / 001389
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	435 CLARK ST, CINCINNATI, OH 45203-1440
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047003
Date	Apr 14, 2021
Book Page	14396/3859
Instrument	2021-0047003

Lender

Name	PACIFIC RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company
Address	LAKE OSWEGO, OR 97035

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 8, 2019
Property Address	435 CLARK ST, CINCINNATI, OH 45203-1440
Document Number	0000096619
Book / Page	014041 / 001389
Instrument Date	Nov 1, 2019
Instrument	96619
Transaction Type	Transfer
Record Updated	Dec 30, 2019
Title Company	IVY POINTE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,154.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	33 MADISON ST SAN FRANCISCO CA 941341028, SAN FRANCISCO, CA 94134-1028

Mortgage

Document Number	98620
Date	Nov 8, 2019
Book Page	014041/001392
Instrument	98620

Lender

Name	RIVERHILLS BK NA
Type	Bank
Address	NEVILLE, OH 45156

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,750.00 (+0.14%)	$90,027 (-) Land $7,308 Building $82,719
2024	$5,742.00 (-0.17%)	$90,027 (-) Land $7,308 Building $82,719
2023	$5,752.00 (-19.64%)	$90,027 (-10.84%) Land $7,308 Building $82,719	$257,220 (-10.84%) Land $20,880 Building $236,340
2022	$7,158.00	$100,975 Land $4,018 Building $96,957
2020			$288,500 Land $11,480 Building $277,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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