433 Christopher Ave, #99, Gaithersburg, MD 20879 Property Records

Montgomery County property record for 433 Christopher Ave, #99, Gaithersburg, MD 20879

Property Summary

Property Type	Condominium
Details	1 ba · 1,070 sqft · built 1975
Lot Size	0.039 acres (1,693 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jun 2026)
Tax Bill	$1,431 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`09-01711732`

Property Details

APN / Parcel Number

Primary APN	`09-01711732`
Alternative APN	`01711732`

Interior

Full Baths	1 Bath
Units	28 Units
Building Area	1,070 sqft Living Area
1st Floor Area	1,070 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Condo/Apartment
Lot Area	1,693 sqft (0.039 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01711732
Street Address	433 CHRISTOPHER AVE, 99
City	GAITHERSBURG
State	MD
Zip	20879-3538
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R18
Legal Description	UN 99 HYDE PARK PHAS E 2-B
Legal Subdivision	HYDE PARK PHASE 2B
Legal Phase	AS
Legal Block	1
Legal Lot Number	99
Legal Unit	99
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1001
Census Tract	700733

Owner

433 Christopher Ave, #99 is owned by an individual who bought it in June 2026.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2635 HOLMAN AVE, SILVER SPRING, MD 20910-1144
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORPORATION
Nov 22, 2021	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Prior Sale	Nov 22, 2021 · Amount on File
Deed Book / Page	70615 / 367
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 16, 2026
Property Address	433 CHRISTOPHER AVE, 99, GAITHERSBURG, MD 20879-3538
Document Number	7061000367
Book / Page	70615 / 367
Instrument Date	May 29, 2026
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2635 HOLMAN AVE, SILVER SPRING, MD 20910-1144
Investor	Possibly a Property Investor

Mortgage

Document Number	7061000377,
Date	Jun 16, 2026
Book Page	70615/377

Lender

Name	FIRST HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	7061000404,
Date	Jun 16, 2026
Book Page	70615/404

Lender

Name	DEPARTMENT OF HOUSING AND COM

Agreement

Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 22, 2021
Property Address	433 CHRISTOPHER AVE # 99, 99, GAITHERSBURG, MD 20879-3538
Document Number	0646580489
Book / Page	64658 / 489
Map Reference	PL 1585-1590
Instrument Date	Nov 8, 2021
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	ESSENTIAL TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,112.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	433 CHRISTOPHER AVE, GAITHERSBURG, MD 20879-3538

Mortgage

Document Number	64658497
Date	Nov 22, 2021
Instrument	64658/497

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 433 Christopher Ave, #99 was $1,431.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,000 (+11.76%) Land $57,000 Building $133,000	$190,000 (-) Land $57,000 Building $133,000
2025	$1,431.00	$170,000	$190,000 Land $57,000 Building $133,000
2023		$130,000 Land $39,000 Building $91,000	$130,000 Land $39,000 Building $91,000
2022	$968.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 433 Christopher Ave, #99 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 Christopher Ave, #99 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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