433 Christopher Ave, #90, Gaithersburg, MD 20879 Property Records

Montgomery County property record for 433 Christopher Ave, #90, Gaithersburg, MD 20879

Property Summary

Property Type	Condominium
Details	1 ba · 1,060 sqft · built 1975
Lot Size	0.039 acres (1,693 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Aug 2021)
Tax Bill	$2,288 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`09-01711641`

Property Details

APN / Parcel Number

Primary APN	`09-01711641`
Alternative APN	`01711641`

Interior

Full Baths	1 Bath
Units	28 Units
Building Area	1,060 sqft Living Area
1st Floor Area	1,060 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Condo/Apartment
Lot Area	1,693 sqft (0.039 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01711641
Street Address	433 CHRISTOPHER AVE, 90
City	GAITHERSBURG
State	MD
Zip	20879-3538
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R18
Legal Description	UNIT 90 HYDE PARK PH
Legal Subdivision	HYDE PARK PHASE 2B
Legal Phase	AS
Legal Block	1
Legal Unit	90
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1001
Census Tract	700733

Owner

433 Christopher Ave, #90 is owned and occupied by an individual who bought it in August 2021.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	433 CHRISTOPHER AVE, 90, GAITHERSBURG, MD 20879-3538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Nov 7, 2017	Deed of Trust, Mortgage · Commercial Mortgage M & T BANK
Aug 17, 2021	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2021 · Amount on File
Deed Sale	Aug 17, 2021 · Amount on File
Prior Sale	Aug 26, 2004 · Amount on File
Deed Book / Page	63778 / 464
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	433 CHRISTOPHER AVE # 90, 90, GAITHERSBURG, MD 20879-3538
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	HOME SETTLEMENT CTR LLC, HOME SETTLEMENT CENTRE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12805 LOCBURY CIR A, A, GERMANTOWN, MD 20874-3847
Investor	Possibly a Property Investor

Mortgage

Document Number	0644710237
Date	Nov 3, 2021
Book Page	64471/237

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jul 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	433 CHRISTOPHER AVE # 90, 90, GAITHERSBURG, MD 20879-3538
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0551920144
Date	Nov 7, 2017
Book Page	55192/144

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 17, 2021
Property Address	433 CHRISTOPHER AVE # 90, 90, GAITHERSBURG, MD 20879-3538
Document Number	0637780464
Book / Page	63778 / 464
Map Reference	MB 16 PL 1585-1590
Instrument Date	Jun 25, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	HOME SETTLEMENT CTR LLC, HOME SETTLEMENT CENTRE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	433 CHRISTOPHER AVE APT 13, 13, GAITHERSBURG, MD 20879-3538

Mortgage

Document Number	0063778472
Date	Aug 17, 2021
Instrument	63778/472

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2051

Mortgage

Document Number	0637780496
Date	Aug 17, 2021
Book Page	63778/496

Lender

Name	HOUSING OPPORTUNITIES COMMISSION OF MONT
Type	Government Agency
Address	KENSINGTON, MD 20895

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Jul 1, 2031

Interest

Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 433 Christopher Ave, #90 was $2,288.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,000 (+11.76%) Land $57,000 Building $133,000	$190,000 (-) Land $57,000 Building $133,000
2025	$2,288.00	$170,000	$190,000 Land $57,000 Building $133,000
2023		$130,000 Land $39,000 Building $91,000	$130,000 Land $39,000 Building $91,000
2022	$1,660.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 433 Christopher Ave, #90 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 Christopher Ave, #90 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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