433 Christopher Ave, #95, Gaithersburg, MD 20879 Property Records

Montgomery County property record for 433 Christopher Ave, #95, Gaithersburg, MD 20879

Property Summary

Property Type	Condominium
Details	1 ba · 947 sqft · built 1975
Lot Size	0.036 acres (1,580 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Feb 2023)
Tax Bill	$2,158 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-01711696`

Property Details

APN / Parcel Number

Primary APN	`09-01711696`
Alternative APN	`01711696`

Interior

Full Baths	1 Bath
Units	28 Units
Building Area	947 sqft Living Area
1st Floor Area	947 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Condo/Apartment
Lot Area	1,580 sqft (0.036 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01711696
Street Address	433 CHRISTOPHER AVE, 95
City	GAITHERSBURG
State	MD
Zip	20879-3538
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R18
Legal Description	UN 95 HYDE PARK PH 2 B PAR B 4677/431
Legal Subdivision	HYDE PARK PHASE 2B
Legal Phase	2
Legal Block	1
Legal Unit	95
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1001
Census Tract	700733

Owner

433 Christopher Ave, #95 is owned by an individual who bought it in February 2023.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	433 CHRISTOPHER AVE, 12, GAITHERSBURG, MD 20879-3538
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2023 · Amount on File
Deed Sale	Feb 16, 2023 · Amount on File
Prior Sale	May 14, 2012 · Amount on File
Deed Book / Page	66746 / 159
Prior Transfer Date	Sep 28, 2015
Prior Transfer Doc	0510540379
Record Updated	Sep 20, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 16, 2023
Property Address	433 CHRISTOPHER AVE # 95, 95, GAITHERSBURG, MD 20879-3538
Document Number	0667460159
Book / Page	66746 / 159
Map Reference	MB 16 PL 1585-1590
Instrument Date	Feb 14, 2023
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	KVS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	433 CHRISTOPHER AVE # 95, 95, GAITHERSBURG, MD 20879-3538

Mortgage

Document Number	0066746167
Date	Feb 16, 2023
Instrument	66746/167

Lender

Name	EMET MORTGAGE
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 433 Christopher Ave, #95 was $2,158, up 14.3% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,000 (+12.5%) Land $54,000 Building $126,000	$180,000 (-) Land $54,000 Building $126,000
2025	$2,158.00 (+14.3%)	$160,000	$180,000 Land $54,000 Building $126,000
2024	$1,888.00
2023		$120,000 Land $36,000 Building $84,000	$120,000 Land $36,000 Building $84,000
2022	$842.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 433 Christopher Ave, #95 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 Christopher Ave, #95 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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