433 Birch Circle Dr, Hudson, NC 28638 Property Records

Caldwell County property record for 433 Birch Circle Dr, Hudson, NC 28638

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,620 sqft · built 1979
Lot Size0.725 acres (31,565 sqft)
Owner2 Individual Names on Record
Last Sale$285,000 (Dec 2024)
Tax Bill$1,657 (2026)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03110 2 26

Property Details

APN / Parcel Number

Primary APN03110 2 26
Alternative APN
  • 152796

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,620 sqft Heated Area
Gross Area4,410 sqft
1st Floor Area1,620 sqft
Basement Area1,620 sqft
Finished Basement405 sqft
Unfinished Basement1,215 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area31,565 sqft (0.725 acres)
Lot Dimensions295 ft deep x 107 ft wide
Garage TypeFinished
Garage Area810 sqft
Parking Spaces3 Parking Spaces
PorchPatio
Porch Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number152796
Street Address433 BIRCH CIRCLE DR
CityHUDSON
StateNC
Zip28638-9704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 1817 PG 1179 YR 2013 ST 231.00
Legal SubdivisionSOUTHERN HILLS DEVELOPMENT MAP #3
JurisdictionCALDWELL NC
Township / Civil DivisionHUDSON
Census Block Group3
Census Block3015
Census Tract30700

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address433 BIRCH CIRCLE DR, HUDSON, NC 28638-9704
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 2024 · Amount on Record
Deed SaleDec 11, 2024 · Amount on Record
Prior SaleMar 22, 2013 · Amount on Record
Deed Document Number202410102232
Deed Book / Page2124 / 617
Prior Transfer DateJul 28, 2009
Prior Transfer Doc0017181293
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address433 BIRCH CIRCLE DR, HUDSON, NC 28638-9704
Document Number0010047094
Instrument DateAug 7, 2020
Transaction TypeMortgage
Record UpdatedOct 16, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address433 BIRCH CIRCLE DR HUDSON NC 286389704, HUDSON, NC 28638-9704

Mortgage

Document Number0010047094
DateAug 12, 2020
Book Page001995/001697
Instrument10047094
Lender
NameRENASANT BK
TypeBank
AddressBIRMINGHAM, AL 35203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 11, 2035

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
MunicipalityHudson Town
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,657.00 (-20.76%)$265,800 (-) Land $17,400 Building $248,400
2025$2,091.00 (+64%)$265,800 (+64.79%) Land $17,400 Building $248,400$265,800 (+64.79%) Land $17,400 Building $248,400
2024$1,275.00 (+2%)
2023$161,300 (-) Land $17,400 Building $143,900$161,300 (-) Land $17,400 Building $143,900
2022$1,250.00$161,300 Land $17,400 Building $143,900$161,300 Land $17,400 Building $143,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LENOIR
serves 26,388 people · EPA ID NC0114010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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