Caldwell County property record for 400 Birch Circle Dr, Hudson, NC 28638
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,379 sqft · built 1974 |
| Lot Size | 0.468 acres (20,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $15,722 (Apr 2018) |
| Tax Bill | $1,778 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Jan 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 165323 |
| Primary APN | 165323 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,379 sqft Heated Area |
| Gross Area | 2,914 sqft |
| 1st Floor Area | 1,379 sqft |
| Basement Area | 621 sqft |
| Finished Basement | 621 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Split Level |
| Exterior Material | Stucco |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,400 sqft (0.468 acres) |
| Lot Dimensions | 170 ft deep x 120 ft wide |
| Garage Type | Mixed |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Patio Area | 506 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 165323 |
|---|---|
| Street Address | 400 BIRCH CIRCLE DR |
| City | HUDSON |
| State | NC |
| Zip | 28638-9703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1956 PG 933 YR 2019 ST 398.00 |
| Legal Subdivision | THE SOUTHERN HILLS DEVELOPMENT |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 30700 |
400 Birch Circle Dr is owned and occupied by two individuals who bought it in April 2018.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 400 BIRCH CIRCLE DR, HUDSON, NC 28638-9703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jan 18, 2019 | Warranty Deed, Transfer STATE EMPS CU |
| Apr 27, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2018 · Amount on File |
| Deed Sale | Apr 27, 2018 · Amount on File |
| Prior Sale | Dec 14, 2004 · Amount on File |
| Deed Document Number | 201810021715 |
| Deed Book / Page | 1940 / 635 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 400 BIRCH CIRCLE DR, HUDSON, NC 28638-9703 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0020251770 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 2025/1770 |
| Instrument | 10059303 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jan 18, 2019 |
| Property Address | 400 BIRCH CIRCLE DR, HUDSON, NC 28638-9703 |
| Document Number | 0010029509 |
| Book / Page | 001956 / 000933 |
| Instrument Date | Jan 18, 2019 |
| Instrument | 10029509 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $398.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 400 BIRCH CIRCLE DR HUDSON NC 286389703, HUDSON, NC 28638-9703 |
| Document Number | 10029510 |
|---|---|
| Date | Jan 18, 2019 |
| Book Page | 001956/000935 |
| Instrument | 10029510 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611-5279 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 17, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Apr 27, 2018 |
| Property Address | 400 BIRCH CIRCLE DR, HUDSON, NC 28638-9703 |
| Document Number | 0010021715 |
| Book / Page | 001940 / 000635 |
| Instrument Date | Apr 12, 2018 |
| Instrument | 10021715 |
| Transaction Type | Foreclosure |
| Record Updated | May 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $31.44 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7105 CORPORATE DR PLANO TX 750244100, PLANO, TX 75024-4100 |
The 2026 property tax bill for 400 Birch Circle Dr was $1,778, down 4.7% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Hudson Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,778.00 (-4.72%) | $285,500 (-) Land $17,800 Building $267,700 | |
| 2025 | $1,866.00 | $285,500 Land $17,800 Building $267,700 | $285,500 Land $17,800 Building $267,700 |
| 2023 | $172,400 (-) Land $17,800 Building $154,600 | $172,400 (-) Land $17,800 Building $154,600 | |
| 2022 | $1,335.00 | $172,400 Land $17,800 Building $154,600 | $172,400 Land $17,800 Building $154,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 Birch Circle Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 400 Birch Circle Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LENOIR serves 26,388 people · EPA ID NC0114010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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