396 Birch Circle Dr, Hudson, NC 28638 Property Records

Caldwell County property record for 396 Birch Circle Dr, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,924 sqft · built 1972
Lot Size	0.468 acres (20,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,500 (Aug 2021)
Tax Bill	$1,663 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`172303`

Property Details

APN / Parcel Number

Primary APN	`172303`
Alternative APN	`03110 3 5`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,924 sqft Heated Area
Gross Area	2,805 sqft
1st Floor Area	962 sqft
Upper Floors Area	962 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1986
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,400 sqft (0.468 acres)
Lot Dimensions	170 ft deep x 120 ft wide
Garage Type	Finished
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	21 sqft
Storage Building	74 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	172303
Street Address	396 BIRCH CIRCLE DR
City	HUDSON
State	NC
Zip	28638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2029 PG 1867 YR 2021 ST 551.00
Legal Subdivision	SOUTHERN HILLS DEVELOPMENT
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	3
Census Block	3016
Census Tract	30700

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	396 BIRCH CIRCLE DR, HUDSON, NC 28638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2021 · Amount on Record
Deed Sale	Aug 6, 2021 · Amount on Record
Prior Sale	Nov 4, 2010 · Amount on Record
Deed Document Number	202110061009
Deed Book / Page	2029 / 1867
Prior Transfer Date	Feb 22, 2008
Prior Transfer Doc	0016701609
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Aug 6, 2021
Property Address	396 BIRCH CIRCLE DR, HUDSON, NC 28638
Document Number	0020291867
Book / Page	2029 / 1867
Map Reference	MB 6 PG 31
Instrument Date	Jul 30, 2021
Instrument	10061009
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$551.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5006 GROUSE LN, 5006, GRANITE FALLS, NC 28630-8203

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	396 BIRCH CIRCLE DR, HUDSON, NC 28638

Mortgage

Document Number	0010061010
Date	Aug 6, 2021
Instrument	10061010

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Hudson Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,663.00 (-20.81%)	$266,900 (-) Land $17,800 Building $249,100
2025	$2,100.00 (+65.09%)	$266,900 (+62.55%) Land $17,800 Building $249,100	$266,900 (+62.55%) Land $17,800 Building $249,100
2023		$164,200 (-) Land $17,800 Building $146,400	$164,200 (-) Land $17,800 Building $146,400
2022	$1,272.00	$164,200 Land $17,800 Building $146,400	$164,200 Land $17,800 Building $146,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20