4327 E Beach Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 4327 E Beach Dr, Oak Island, NC 28465

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,140 sqft · built 1984
Lot Size0.171 acres (7,449 sqft)
OwnerCompany Name on Record
Last Sale$900,000 (Jun 2025)
Tax Bill$3,125 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone VE (high risk)
APN249DG00101

Property Details

APN / Parcel Number

Primary APN249DG00101
Alternative APNs
  • 206508797445
  • 80069397
  • 80125845
  • 80169963

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,140 sqft Heated Area
Gross Area1,710 sqft
1st Floor Area720 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1997
Exterior MaterialAluminum/Vinyl
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialShingle
Lot Area7,449 sqft (0.171 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80169963
Street Address4327 E BEACH DR
CityOAK ISLAND
StateNC
Zip28465-5518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7
Legal DescriptionL-14 B-14 S-2 LB PL 1/96-99
Legal SubdivisionLONG BEACH
Legal Block14
Legal Lot Number14
JurisdictionBRUNSWICK NC
Township / Civil DivisionSMITHVILLE
Census Block Group1
Census Block1035
Census Tract20314

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address112 SE 23RD ST, OAK ISLAND, NC 28465-6101
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2022Warranty Deed, Transfer · Conventional Mortgage
ALPHA MORTGAGE CORP
Dec 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED BK
Mar 9, 2018Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2025 · Amount on Record
Deed SaleJun 30, 2025 · Amount on Record
Prior SaleMar 9, 2018 · Amount on Record
Deed Book / Page5378 / 252
Record UpdatedOct 29, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateApr 14, 2022
Property Address4327 E BEACH DR, OAK ISLAND, NC 28465-5518
Document Number0048330553
Book / Page4833 / 553
Map ReferenceMB 1 PG 96-99
Instrument DateMar 14, 2022
Transaction TypeTransfer
Record UpdatedApr 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,630.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3059 ENGLISH MANOR LN, 3059, BUFORD, GA 30519-9220

Transferred To (Grantee/Buyer)

NameVerified Name
Address4212 CADY DR, GREENVILLE, NC 27834-8831

Mortgage

Document Number0004833556
DateApr 14, 2022
Instrument4833/556
Lender
NameALPHA MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

Mortgage

Document Number0048330573
DateApr 14, 2022
Book Page4833/573
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMay 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRUNSWICK NC
Property Address4327 E BEACH DR, OAK ISLAND, NC 28465-5518
Document Number0045000785
Instrument DateDec 2, 2020
Transaction TypeMortgage
Record UpdatedDec 29, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address327 E BEACH DR OAK ISLAND NC 28465, OAK ISLAND, NC 28465

Mortgage

Document Number0045000785
DateDec 4, 2020
Book Page004500/000785
Lender
NameUNITED BK
TypeBank
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 3, 2035
Interest
Rate TypeAdjustable Rate
Rate4.12%

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateMar 9, 2018
Property Address4327 E BEACH DR, OAK ISLAND, NC 28465-5518
Document Number0040261040
Book / Page4026 / 1040
Map ReferenceMB 1 PG 96-99
Instrument DateFeb 13, 2018
Transaction TypeTransfer
Record UpdatedAug 27, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$857.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3059 ENGLISH MANOR LN, BUFORD, GA 30519-9220

Mortgage

Document Number40261042
DateMar 9, 2018
Instrument4026/1042
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2048

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOak Island Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$805,760 (-) Land $560,000 Building $245,760$805,760 (-) Land $560,000 Building $245,760
2025$3,125.00$805,760 (-) Land $560,000 Building $245,760$805,760 (-) Land $560,000 Building $245,760
2023$805,760 Land $560,000 Building $245,760$805,760 Land $560,000 Building $245,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 613 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies613 in force
Nearby Flood Claims123 (1989–2025)
Most Recent ClaimMar 2025
Claims by Event
  • Hurricane Isaias, Aug 2020 · 94 claims
  • Hurricane Matthew, Oct 2016 · 6 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OAK ISLAND
serves 26,924 people · EPA ID NC0410020
Water SourcePurchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State InspectionOct 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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