Brunswick County property record for 4321 E Beach Dr, Oak Island, NC 28465
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 2,516 sqft · built 2020 |
| Lot Size | 0.177 acres (7,710 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,705,000 (Jul 2026) |
| Tax Bill | $4,547 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone VE (high risk) |
| APN | 249DG00102 |
| Primary APN | 249DG00102 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,516 sqft Heated Area |
| Gross Area | 3,060 sqft |
| 1st Floor Area | 720 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 7,710 sqft (0.177 acres) |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80071441 |
|---|---|
| Street Address | 4321 E BEACH DR |
| City | OAK ISLAND |
| State | NC |
| Zip | 28465-5518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | L-11 B-14 S-2 PLAT 1/96-99 |
| Legal Subdivision | OAK ISLAND |
| Legal Block | 14 |
| Legal Lot Number | 11 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SMITHVILLE |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 20314 |
Source: Brunswick County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 16131 LANCASTER HWY, 120, CHARLOTTE, NC 28277-2973 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jul 24, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 3, 2021 | Deed of Trust, Mortgage BETTER MTG CORP ISAOA |
| Aug 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK |
| Dec 12, 2019 | Deed of Trust, Mortgage · Construction Mortgage CRESCOM BANK |
| May 3, 2018 | Warranty Deed, Transfer · Conventional Mortgage COASTAL FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2026 · Amount on Record |
| Deed Sale | Jul 24, 2026 · Amount on Record |
| Prior Sale | May 3, 2018 · Amount on Record |
| Deed Book / Page | 5602 / 1042 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Jul 24, 2026 |
| Property Address | 4321 E BEACH DR, OAK ISLAND, NC 28465-5518 |
| Document Number | 5602001042 |
| Book / Page | 5602 / 1042 |
| Instrument Date | Jul 21, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $344,410.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 4321 E BEACH DR, OAK ISLAND, NC 28465-5518 |
| Document Number | 0045660021 |
| Instrument Date | Mar 3, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4321 E BEACH DR OAK ISLAND NC 284655518, OAK ISLAND, NC 28465-5518 |
| Document Number | 0045660021 |
|---|---|
| Date | Mar 9, 2021 |
| Book Page | 004566/000021 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10007 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 8, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 4321 E BEACH DR, OAK ISLAND, NC 28465-5518 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0044201200 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 4420/1200 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 4321 E BEACH DR, OAK ISLAND, NC 28465-5518 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0042880331 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 4288/0331 |
| Name | CRESCOM BANK |
|---|---|
| Type | Bank |
| Address | MYRTLE BEACH, SC 29577 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | May 3, 2018 |
| Property Address | 4321 E BEACH DR, OAK ISLAND, NC 28465-5518 |
| Document Number | 0040501075 |
| Book / Page | 4050 / 1075 |
| Map Reference | MB1 PG96&99 |
| Instrument Date | May 2, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $828.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3909 PEPPERBERRY LN, 3909, SOUTHPORT, NC 28461-8481 |
| Name | Verified Name |
|---|---|
| Address | 3541 JORDAN SHIRES DR, NEW HILL, NC 27562-9311 |
| Document Number | 40501078 |
|---|---|
| Date | May 3, 2018 |
| Instrument | 4050/1078 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Oak Island Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,171,260 (-) Land $560,000 Building $611,260 | $1,171,260 (-) Land $560,000 Building $611,260 | |
| 2025 | $4,547.00 | $1,171,260 (-) Land $560,000 Building $611,260 | $1,171,260 (-) Land $560,000 Building $611,260 |
| 2023 | $1,171,260 Land $560,000 Building $611,260 | $1,171,260 Land $560,000 Building $611,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 613 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 613 in force |
| Nearby Flood Claims | 123 (1989–2025) |
| Most Recent Claim | Mar 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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