4328 E Beach Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 4328 E Beach Dr, Oak Island, NC 28465

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 1,768 sqft · built 1999
Lot Size0.166 acres (7,231 sqft)
Owner2 Individual Names on File
Last Sale$319,000 (May 2013)
Tax Bill$3,269 (2025)
Deeds & MortgagesJun 2020 Second Mortgage
Flood ZoneZone AE (high risk)
APN249DH017

Property Details

APN / Parcel Number

Primary APN249DH017
Alternative APNs
  • 206508797686
  • 80007170

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area1,768 sqft Heated Area
Gross Area2,568 sqft
1st Floor Area96 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Foundation TypePier/Post & Beam
Roof TypeCathedral/Clerestory
Roof MaterialShingle
Lot Area7,231 sqft (0.166 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80007170
Street Address4328 E BEACH DR
CityOAK ISLAND
StateNC
Zip28465-5517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCR
Legal DescriptionL-14 B-13 S-2 LB PLAT 1/99
Legal Block13
Legal Lot Number14
JurisdictionBRUNSWICK NC
Township / Civil DivisionSMITHVILLE
Census Block Group1
Census Block1039
Census Tract20314

Owner

4328 E Beach Dr is owned by two individuals who bought it in May 2013.

Source: Brunswick County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address15724 GLEN MIRO DR, HUNTERSVILLE, NC 28078-2202
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2013 · Amount on File
Deed SaleMay 16, 2013 · Amount on File
Prior SaleMay 25, 2005 · Amount on File
Deed Book / Page3407 / 252
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRUNSWICK NC
Property Address4328 E BEACH DR, OAK ISLAND, NC 28465-5517
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043690628
DateJun 1, 2020
Book Page4369/628
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4328 E Beach Dr was $3,269.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOak Island Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$851,690 (-) Land $445,000 Building $406,690$851,690 (-) Land $445,000 Building $406,690
2025$3,269.00$851,690 Land $445,000 Building $406,690$851,690 Land $445,000 Building $406,690
2023$851,690 Land $445,000 Building $406,690$851,690 Land $445,000 Building $406,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4328 E Beach Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 613 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies613 in force
Nearby Flood Claims123 (1989–2025)
Most Recent ClaimMar 2025
Claims by Event
  • Hurricane Isaias, Aug 2020 · 94 claims
  • Hurricane Matthew, Oct 2016 · 6 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4328 E Beach Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OAK ISLAND
serves 26,924 people · EPA ID NC0410020
Water SourcePurchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State InspectionOct 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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