Polk County property record for 4327 E 48th St, Des Moines, IA 50317
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,343 sqft · built 2017 |
| Lot Size | 0.261 acres (11,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Jul 2018) |
| Tax Bill | $3,286 (2024) |
| Deeds & Mortgages | May 2026 Line of Credit Jan 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 060/07934-400-007 |
| Primary APN | 060/07934-400-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,343 sqft Living Area |
| Gross Area | 2,445 sqft |
| 1st Floor Area | 640 sqft |
| Upper Floors Area | 703 sqft |
| Basement Area | 640 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,375 sqft (0.261 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 50 sqft |
| Deck Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 4327 E 48TH ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50317-4863 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 SUMMERSFIELD PLAT 3 |
| Legal Subdivision | SUMMERSFIELD PLAT 3 |
| Legal Lot Number | 7 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DELAWARE |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 10602 |
4327 E 48th St is owned and occupied by an individual who bought it in July 2018.
Source: Polk County records, as of June 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4327 E 48TH ST, DES MOINES, IA 50317-4863 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · Line of Credit NEWREZ LLC |
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jul 23, 2018 | Warranty Deed, Subdivision Related Transfer |
| Jul 25, 2017 | Warranty Deed, Transfer NOT AVAILABLE |
| Jul 21, 2017 | Loan Modification, Mortgage |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2018 · Amount on File |
| Deed Sale | Jul 23, 2018 · Amount on File |
| Deed Document Number | 20186257 |
| Deed Book / Page | 17009 / 512 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | May 29, 2026 |
| Property Address | 4327 E 48TH ST, DES MOINES, IA 50317-4863 |
| Document Number | 0000031407 |
| Book / Page | 20534 / 831 |
| Instrument Date | May 20, 2026 |
| Instrument | 202631407 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4327 E 48TH ST, DES MOINES, IA 50317-4863 |
| Document Number | 0000031407, |
|---|---|
| Date | May 29, 2026 |
| Book Page | 20534/831 |
| Instrument | 202631407 |
| Name | NEWREZ LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 4327 E 48TH ST, DES MOINES, IA 50317-4863 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000006555 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 18315/91 |
| Instrument | 2021-00006555 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jul 23, 2018 |
| Property Address | 4327 E 48TH ST, DES MOINES, IA 50317-4863 |
| Document Number | 201800006257 |
| Book / Page | 17009 / 0512 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 2018-00006257 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 19, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $351.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4327 E 48TH ST, DES MOINES, IA 50317-4863 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jul 25, 2017 |
| Property Address | 4327 E 48TH ST, DES MOINES, IA 50317-4863 |
| Document Number | 0000006794 |
| Book / Page | 016576 / 000141 |
| Instrument Date | Jul 21, 2017 |
| Instrument | 6794 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $204.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6900 WESTOWN PKWY WEST DES MOINES IA 502662520, WEST DES MOINES, IA 50266-2520 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 4327 E 48TH ST, DES MOINES, IA 50317-4863 |
| Document Number | 0000006796 |
| Instrument Date | Jul 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6900 WESTOWN PKWY WEST DES MOINES IA 502662520, WEST DES MOINES, IA 50266-2520 |
| Investor | Possibly a Property Investor |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Southeast Polk Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $282,000 Land $66,700 Building $215,300 | $282,000 Land $66,700 Building $215,300 | |
| 2024 | $3,286.00 | ||
| 2023 | $261,600 Land $61,800 Building $199,800 | $261,600 Land $61,800 Building $199,800 | |
| 2020 | $796.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4327 E 48th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4327 E 48th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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