4332 E 48th St, Des Moines, IA 50317 Property Records

Polk County property record for 4332 E 48th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,452 sqft · built 2018
Lot Size	0.226 acres (9,850 sqft)
Owner	2 Individual Names on Record
Last Sale	$242,000 (Dec 2020)
Tax Bill	$4,798 (2024)
Deeds & Mortgages	Dec 2020 Transfer Dec 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7923-22-151-012`

Property Details

APN / Parcel Number

Primary APN	`7923-22-151-012`
Alternative APN	`060/07934-400-022`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,452 sqft Living Area
Gross Area	2,956 sqft
1st Floor Area	704 sqft
Upper Floors Area	748 sqft
Basement Area	704 sqft

Exterior

Year Built	Built 2018
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,850 sqft (0.226 acres)
Garage Type	Attached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	50 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	4332 E 48TH ST
City	DES MOINES
State	IA
Zip	50317-4862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 SUMMERSFIELD PLAT 3
Legal Subdivision	SUMMERSFIELD PLAT 3
Legal Lot Number	22
Jurisdiction	POLK IA
Township / Civil Division	DELAWARE
Census Block Group	2
Census Block	2051
Census Tract	10602

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4332 E 48TH ST, DES MOINES, IA 50317-4862
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Correction Deed, Transfer NOT AVAILABLE
Dec 7, 2020	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Aug 22, 2019	Warranty Deed, Subdivision Related Transfer · Conventional with PMI VERIDIAN CU
Feb 16, 2018	Loan Modification, Mortgage
Feb 20, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2020 · Amount on Record
Deed Sale	Dec 7, 2020 · Amount on Record
Prior Sale	Aug 22, 2019 · Amount on Record
Deed Document Number	2020-00064125
Deed Book / Page	18233 / 308
Record Updated	Jun 8, 2026

December 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	POLK IA
Recording Date	Dec 16, 2020
Property Address	4332 E 48TH ST, DES MOINES, IA 50317-4862
Document Number	0000068229
Book / Page	018252 / 000861
Instrument Date	Dec 2, 2020
Instrument	68229
Transaction Type	Transfer
Record Updated	Jan 28, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4332 E 48TH ST DES MOINES IA 503174862, DES MOINES, IA 50317-4862

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Dec 7, 2020
Property Address	4332 E 48TH ST, DES MOINES, IA 50317-4862
Document Number	202000064125
Book / Page	18233 / 308
Instrument Date	Dec 2, 2020
Instrument	2020-00064125
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$386.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4332 E 48TH ST, DES MOINES, IA 50317-4862

Mortgage

Document Number	0000064127
Date	Dec 7, 2020
Book Page	18233/312
Instrument	2020-00064127

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Aug 22, 2019
Property Address	4332 E 48TH ST, DES MOINES, IA 50317-4862
Document Number	0000016591
Book / Page	017461 / 000526
Instrument Date	Aug 15, 2019
Instrument	16591
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$371.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4332 E 48TH ST DES MOINES IA 503174862, DES MOINES, IA 50317-4862

Mortgage

Document Number	16593
Date	Aug 22, 2019
Book Page	017461/000529
Instrument	16593

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2049

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK IA
Property Address	4332 E 48TH ST, DES MOINES, IA 50317-4862
Document Number	0000064119
Instrument Date	Feb 16, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6900 WESTOWN PKWY WEST DES MOINES IA 502662520, WEST DES MOINES, IA 50266-2520
Investor	Possibly a Property Investor

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Feb 20, 2018
Property Address	4332 E 48TH ST, DES MOINES, IA 50317-4862
Document Number	0000064117
Book / Page	016821 / 000847
Instrument Date	Feb 16, 2018
Instrument	64117
Transaction Type	Transfer
Record Updated	Aug 24, 2018

Transaction

Amount	Amount Recorded
Tax	$136.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6900 WESTOWN PKWY WEST DES MOINES IA 502662520, WEST DES MOINES, IA 50266-2520
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Southeast Polk Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$312,700 (+6.54%) Land $65,600 Building $247,100	$312,700 (+6.54%) Land $65,600 Building $247,100
2024	$4,798.00 (+382.7%)
2023		$293,500 Land $60,800 Building $232,700	$293,500 Land $60,800 Building $232,700
2020	$994.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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