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4320 E 48th St, Des Moines, IA 50317 Property Records

Polk County property record for 4320 E 48th St, Des Moines, IA 50317

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,456 sqft · built 2017
Lot Size0.258 acres (11,269 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Jun 2023)
Tax Bill$4,392 (2024)
Deeds & MortgagesJun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7923-22-151-015

Property Details

APN / Parcel Number

Primary APN7923-22-151-015
Alternative APN
  • 060/07934-400-025

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,456 sqft Living Area
Gross Area2,550 sqft
1st Floor Area1,456 sqft
Basement Area1,456 sqft
Finished Basement762 sqft

Exterior

Year BuiltBuilt 2017
Architectural StyleRanch
Exterior MaterialVinyl
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,269 sqft (0.258 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area30 sqft
Deck Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Street Address4320 E 48TH ST
CityDES MOINES
StateIA
Zip50317-4862
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 25 SUMMERSFIELD PLAT 3
Legal SubdivisionSUMMERSFIELD PLAT 3
Legal Lot Number25
JurisdictionPOLK IA
Township / Civil DivisionDELAWARE
Census Block Group2
Census Block2051
Census Tract10602

Owner

4320 E 48th St is owned and occupied by an individual who bought it in June 2023.

Source: Polk County records, as of October 15, 2025

Owner of RecordIndividual Name on File
Mailing Address4320 E 48TH ST, DES MOINES, IA 50317-4862
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2023 · Amount on File
Deed SaleJun 29, 2023 · Amount on File
Prior SaleJun 1, 2018 · Amount on File
Deed Document Number2023-00033869
Deed Book / Page19523 / 673
Record UpdatedJun 8, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateJun 29, 2023
Property Address4320 E 48TH ST, DES MOINES, IA 50317-4862
Document Number0000033869
Book / Page19523 / 673
Instrument DateJun 26, 2023
Instrument2023-00033869
Transaction TypeTransfer
Record UpdatedJan 30, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$519.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4320 E 48TH ST, DES MOINES, IA 50317-4862

Mortgage

Document Number0000033870
DateJun 29, 2023
Instrument2023-00033870
Lender
NameDEERE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictSoutheast Polk Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$343,500 Land $66,700 Building $276,800$343,500 Land $66,700 Building $276,800
2024$4,392.00
2023$319,000 (+20.79%) Land $61,700 Building $257,300$319,000 Land $61,700 Building $257,300
2022$264,100 Land $53,100 Building $211,000
2021$264,100 Land $53,100 Building $211,000
2020$5,844.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4320 E 48th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4320 E 48th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable		2,000 / 1,000
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL · Fiber in parts of the area		140 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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