San Diego County property record for 4325 Wind River Way, Oceanside, CA 92057 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,860 sqft · built 2002 |
| Lot Size | 0.126 acres (5,496 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (Feb 2017) |
| Tax Bill | $6,316 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 158-730-58-00 |
| Primary APN | 158-730-58-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,860 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 5,496 sqft (0.126 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4325 WIND RIVER WAY |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 151 TR 014282 |
| Legal Subdivision | RIVER RANCH NORTH |
| Legal Tract | 014282 |
| Legal Block | 2 |
| Legal Lot Number | 151 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 18521 |
Source: San Diego County records · APN 158-730-58-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4325 WIND RIVER WAY, OCEANSIDE, CA 92057-6510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 19, 2025 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Sep 16, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 05, 2017 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Feb 22, 2017 | Grant Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 22, 2017 · Amount on Record |
| Deed Sale | Feb 22, 2017 · Amount on Record |
| Prior Sale | Jun 12, 2015 · Amount on Record |
| Deed Document Number | 201785742 |
| Prior Transfer Date | Feb 21, 2017 |
| Prior Transfer Doc | 0000152878 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4325 WIND RIVER WAY, OCEANSIDE, CA 92057-6510 |
| Transaction Type | Mortgage |
| Record Updated | Oct 01, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4325 WIND RIVER WAY, OCEANSIDE, CA 92057-6510 |
| Document Number | 0000261843 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 2025-0261843 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Oct 01, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 16, 2020 |
| Property Address | 4325 WIND RIVER WAY, OCEANSIDE, CA 92057-6510 |
| Document Number | 0000545214 |
| Map Reference | MAP 14282 |
| Instrument Date | Sep 10, 2020 |
| Instrument | 2020-0545214 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | WFG TITLE COMPANY OF CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4325 WIND RIVER WAY, OCEANSIDE, CA 92057-6510 |
| Document Number | 0000545215 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 2020-0545215 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 05, 2017 |
| Property Address | 4325 WIND RIVER WAY, OCEANSIDE, CA 92057-6510 |
| Document Number | 0000152878 |
| Instrument Date | Feb 21, 2017 |
| Instrument | 152878 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4325 WIND RIVER WAY OCEANSIDE CA 920576510, OCEANSIDE, CA 92057-6510 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 22, 2017 |
| Property Address | 4325 WIND RIVER WAY, OCEANSIDE, CA 92057-6510 |
| Document Number | 0000085742 |
| Map Reference | MAP14282 |
| Instrument Date | Jan 23, 2017 |
| Instrument | 2017-0085742 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4325 WIND RIVER WAY, OCEANSIDE, CA 92057-6510 |
| Document Number | 0000085743 |
|---|---|
| Date | Feb 22, 2017 |
| Instrument | 2017-0085743 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $580,052 (+2%) Land $333,883 Building $246,169 | |
| 2025 | $6,316.00 (+5.25%) Homeowner's exemption | $568,680 (+4.04%) Land $327,337 Building $241,343 |
| 2023 | $6,001.00 (+1.56%) Homeowner's exemption | $546,599 Land $314,627 Building $231,972 |
| 2022 | $5,909.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185212, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Flood Insurance Cost | Premium on Record median of 16 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 829 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Cox Communications, AT&T, T-Mobile USA, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
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