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4314 Wind River Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4314 Wind River Way, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,291 sqft · built 2002
Lot Size0.98 acres (4,250 sqft)
Owner2 Individual Names on File
Last Sale$370,500 (Nov 2002)
Tax Bill$5,956 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jul 2017 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN158-730-49-00

Property Details

APN / Parcel Number

Primary APN158-730-49-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,291 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area4,250 sqft (0.98 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4314 WIND RIVER WAY
CityOCEANSIDE
StateCA
Zip92057-6509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 142 TR 014282
Legal SubdivisionRIVER RANCH NORTH
Legal Tract014282
Legal Block2
Legal Lot Number142
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2003
Census Tract18521

Owner

Source: San Diego County records · APN 158-730-49-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4314 WIND RIVER WAY, OCEANSIDE, CA 92057-6509
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 26, 2017Deed of Trust, Mortgage · Conventional Mortgage
PEOPLES BANK
Mar 05, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Dec 13, 2017Deed of Trust, Mortgage · Conventional Mortgage
THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 15, 2002 · Amount on Record
Deed SaleNov 15, 2002 · Amount on Record
Deed Document Number20021026323
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4314 WIND RIVER WAY, OCEANSIDE, CA 92057-6509
Transaction TypeMortgage
Record UpdatedApr 20, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4314 WIND RIVER WAY, OCEANSIDE, CA 92057-6509

Mortgage

Document Number0000274508
DateApr 08, 2021
Instrument2021-0274508
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4314 WIND RIVER WAY, OCEANSIDE, CA 92057-6509
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000335553
DateJul 26, 2017
Instrument2017-0335553
Lender
NamePEOPLES BANK
TypeBank
AddressOVERLAND PARK, KS 66213
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2047

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4314 WIND RIVER WAY, OCEANSIDE, CA 92057-6509
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000114258
DateMar 05, 2020
Instrument2020-0114258
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueMar 01, 2045

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4314 WIND RIVER WAY, OCEANSIDE, CA 92057-6509
Document Number0000603694
Instrument DateDec 13, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4314 WIND RIVER WAY OCEANSIDE CA 920576509, OCEANSIDE, CA 92057-6509

Mortgage

Document Number0000603694
DateDec 22, 2017
Instrument603694
Lender
NameTHIRD FED'L S&L/CLEVELAND
TypeFederal Savings Bank
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueDec 21, 2027

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$547,225 (+2%) Land $295,449 Building $251,776
2025$5,956.00 (+5.25%) Homeowner's exemption$536,496 (+4.04%) Land $289,656 Building $246,840
2023$5,659.00 (+1.56%) Homeowner's exemption$515,664 Land $278,409 Building $237,255
2022$5,572.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A99, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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