4317 Wind River Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4317 Wind River Way, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,291 sqft · built 2002
Lot Size	0.98 acres (4,250 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,486 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`158-730-60-00`

Property Details

APN / Parcel Number

Primary APN	`158-730-60-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,291 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	4,250 sqft (0.98 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4317 WIND RIVER WAY
City	OCEANSIDE
State	CA
Zip	92057-6510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 153 TR 014282
Legal Subdivision	RIVER RANCH NORTH
Legal Tract	014282
Legal Block	2
Legal Lot Number	153
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2007
Census Tract	18521

Owner

Source: San Diego County records · APN 158-730-60-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4317 WIND RIVER WAY, OCEANSIDE, CA 92057-6510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Oct 19, 2021	Deed of Trust, Mortgage · VA Mortgage LADERA LENDING INC
Jan 22, 2021	Intrafamily Transfer, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 28, 2020	Grant Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 22, 2021
Deed Sale	Jan 22, 2021
Prior Sale	Apr 28, 2020 · Amount on Record
Deed Document Number	202151500
Prior Transfer Date	Mar 16, 2010
Prior Transfer Doc	0000171435
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4317 WIND RIVER WAY, OCEANSIDE, CA 92057-6510
Transaction Type	Mortgage
Record Updated	Nov 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4317 WIND RIVER WAY, OCEANSIDE, CA 92057-6510

Mortgage

Document Number	0000432756
Date	Nov 10, 2022
Instrument	2022-0432756

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Sep 01, 2042

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4317 WIND RIVER WAY, OCEANSIDE, CA 92057-6510
Transaction Type	Mortgage
Record Updated	Oct 29, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4317 WIND RIVER WAY, OCEANSIDE, CA 92057-6510

Mortgage

Document Number	0000725299
Date	Oct 19, 2021
Instrument	2021-0725299

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 22, 2021
Property Address	4317 WIND RIVER WAY, OCEANSIDE, CA 92057-6510
Document Number	0000051500
Map Reference	MAP 14282
Instrument Date	Jan 14, 2021
Instrument	2021-0051500
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY SAN DIEG

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4317 WIND RIVER WAY, OCEANSIDE, CA 92057-6510
Investor	Possibly a Property Investor

Mortgage

Document Number	0000051501
Date	Jan 22, 2021
Instrument	2021-0051501

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 28, 2020
Property Address	4317 WIND RIVER WAY, OCEANSIDE, CA 92057-6510
Document Number	0000215551
Map Reference	MAP 14282
Instrument Date	Mar 17, 2020
Instrument	2020-0215551
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4317 WIND RIVER WAY, OCEANSIDE, CA 92057-6510

Mortgage

Document Number	0000215552
Date	Apr 28, 2020
Instrument	2020-0215552

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$675,999 (+2%) Land $292,595 Building $383,404
2025	$5,486.00 (+3.57%)	$662,745 (+4.04%) Land $286,858 Building $375,887
2023	$5,297.00 (-0.15%)	$637,012 Land $275,720 Building $361,292
2022	$5,305.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185212, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone A99, within 500 ft
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 829 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Cox Communications, AT&T, T-Mobile USA, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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