Orange County property record for 4325 Summer Ln, Orlando, FL 32804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,642 sqft · built 1957 |
| Lot Size | 0.593 acres (25,828 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Dec 2011) |
| Tax Bill | $4,374 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-22-29-3480-00-020 |
| Primary APN | 10-22-29-3480-00-020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,642 sqft Living Area |
| Gross Area | 2,342 sqft |
| 1st Floor Area | 1,642 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,828 sqft (0.593 acres) |
| Lot Width | 96 ft Width |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 140 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 4325 SUMMER LN |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32804-2130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | HENDERSON SHORES S/91 LOT 2 & NWLY 60 FT OF LOT 1 & FROM NLY MOST COR LOT 1 RUN S 34 DEG E 60 FT FOR POB TH S 34 DEG E 6 .36 FT S 55 DEG W 20 FT N 34 DEG W 6.36 FT N 55 DEG E 20 FT |
| Legal Range | 29E |
| Legal Township | 22S |
| Legal Section | 10 |
| Legal Subdivision | HENDERSON SHORES |
| Legal Tract | 3480 |
| Legal Lot Number | 2,1 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 12500 |
Source: Orange County records · APN 10-22-29-3480-00-020
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4325 SUMMER LN, ORLANDO, FL 32804-2130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 21, 2011 · Amount on Record |
| Deed Sale | Dec 21, 2011 · Amount on Record |
| Prior Sale | May 08, 2006 · Amount on Record |
| Deed Document Number | 2011660638 |
| Deed Book / Page | 10309 / 5806 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 4325 SUMMER LN, ORLANDO, FL 32804-2130 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4325 SUMMER LN, ORLANDO, FL 32804-2130 |
| Document Number | 0000299456 |
|---|---|
| Date | May 26, 2023 |
| Instrument | 20230299456 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 16, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 4325 SUMMER LN, ORLANDO, FL 32804-2130 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4325 SUMMER LN, ORLANDO, FL 32804-2130 |
| Document Number | 20210179227 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 20210179227 |
| Name | SUMMIT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MINNEAPOLIS, MN 55441 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $373,264 (+29.82%) | $606,790 (+52.68%) Land $256,650 Building $350,140 | |
| 2025 | $4,374.00 (+5.27%) Homeowner's exemption | $287,521 (+5.99%) | $397,420 (+3.05%) Land $256,650 Building $140,770 |
| 2024 | $4,155.00 (+7.34%) | ||
| 2023 | $3,871.00 (+3.72%) Homeowner's exemption | $271,280 (+3%) | $385,656 (+4.41%) Land $256,650 Building $129,006 |
| 2022 | $3,732.00 Homeowner's exemption | $263,379 | $369,378 Land $256,650 Building $112,728 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 53 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 103 units insured incl. 50 condo units |
| Nearby Flood Claims | 21 (1994–2024) |
| Claims Outside the SFHA | 12 of 21 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Lumen Technologies.
Based on FCC filings for 314 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINTER PARK, CITY OF (3 WPS) serves 82,984 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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