4320 Summer Ln, Orlando, FL 32804 Property Records

Orange County property record for 4320 Summer Ln, Orlando, FL 32804

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,317 sqft · built 1974
Lot Size	0.487 acres (21,209 sqft)
Owner	2 Company Names on File
Last Sale	$582,500 (Apr 2017)
Tax Bill	$8,139 (2025)
Deeds & Mortgages	Apr 2024 Transfer Apr 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`10-22-29-3480-00-080`

Property Details

APN / Parcel Number

Primary APN	`10-22-29-3480-00-080`
Alternative APNs	`292210348000080` `341754` `347010` `351376`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,317 sqft Living Area
Gross Area	3,159 sqft
1st Floor Area	1,891 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	21,209 sqft (0.487 acres)
Lot Width	94 ft Width
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	652 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4320 SUMMER LN
City	ORLANDO
State	FL
Zip	32804-2130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	HENDERSON SHORES S/91 LOT 8 & NLY 14.22 FT OF LOT 9 & SELY 3 .67 FT OF LOT 7
Legal Range	29E
Legal Township	22S
Legal Section	10
Legal Subdivision	HENDERSON SHORES
Legal Tract	3480
Legal Lot Number	8,9,7
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1023
Census Tract	12500

Owner

Source: Orange County assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	4320 SUMMER LN, ORLANDO, FL 32804-2130
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Apr 5, 2017	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 5, 2017 · Amount on Record
Deed Sale	Apr 5, 2017 · Amount on Record
Prior Sale	Oct 28, 2003 · Amount on Record
Deed Document Number	2017183158
Last Transfer Date	Apr 9, 2024
Transfer Doc	0000206629
Record Updated	Jun 8, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Apr 10, 2024
Property Address	4320 SUMMER LN, ORLANDO, FL 32804-2130
Document Number	0000206629
Map Reference	MB S PG 91
Instrument Date	Apr 9, 2024
Instrument	20240206629
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4320 SUMMER LN, ORLANDO, FL 32804-2130

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4320 SUMMER LN, ORLANDO, FL 32804-2130

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 5, 2017
Property Address	4320 SUMMER LN, ORLANDO, FL 32804-2130
Document Number	0000183158
Map Reference	MB S PG 91
Instrument Date	Mar 31, 2017
Instrument	20170183158
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	DOMINION TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,077.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9640 S TROPICAL TRL, 9640, MERRITT ISLAND, FL 32952-6908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 E PINE ST STE 315, 315, ORLANDO, FL 32801-2714

Mortgage

Document Number	0000183159
Date	Apr 5, 2017
Instrument	20170183159

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$535,633 (+2.7%)	$678,430 (-1.07%) Land $295,000 Building $383,430
2025	$8,139.00 (+4.12%) Homeowner's exemption	$521,551 (+5.99%)	$685,740 (+6.61%) Land $295,000 Building $390,740
2024	$7,817.00 (+7.32%)
2023	$7,284.00 (+4.09%) Homeowner's exemption	$492,089 (+3.84%)	$643,203 (+10.89%) Land $295,000 Building $348,203
2022	$6,998.00 Homeowner's exemption	$473,873	$580,045 Land $295,000 Building $285,045

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	89.8 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 53 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	103 units insured incl. 50 condo units
Nearby Flood Claims	21 (1994–2024)
Claims Outside the SFHA	12 of 21
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Lumen Technologies.

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