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4309 Summer Ln, Orlando, FL 32804 Property Records

Orange County property record for 4309 Summer Ln, Orlando, FL 32804 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,764 sqft · built 1954
Lot Size0.411 acres (17,924 sqft)
Owner2 Individual Names on File
Last Sale$190,400 (Apr 2023)
Tax Bill$6,507 (2025)
Deeds & MortgagesApr 2023 Mortgage
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-22-29-3480-00-110

Property Details

APN / Parcel Number

Primary APN10-22-29-3480-00-110
Alternative APNs
  • 292210348000110
  • 341756
  • 347012
  • 351378

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,764 sqft Living Area
1st Floor Area1,764 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1980
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,924 sqft (0.411 acres)
Lot Width80 ft Width
Garage Area336 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area28 sqft
Storage Building144 sqft
Boat AccessBoat Access
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelElectric

Location & Zoning

Street Address4309 SUMMER LN
CityORLANDO
StateFL
Zip32804-2130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHENDERSON SHORES S/91 LOT 11 & SLY 40 FT OF LOT 10
Legal Range29E
Legal Township22S
Legal Section10
Legal SubdivisionHENDERSON SHORES
Legal Tract3480
Legal Lot Number11,10
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group1
Census Block1023
Census Tract12500

Owner

Source: Orange County records · APN 10-22-29-3480-00-110

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4309 SUMMER LN, ORLANDO, FL 32804-2130
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2023Deed of Trust, Mortgage · Conventional Mortgage
CERTIFIED MORTGAGE PLANNERS
Oct 20, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jan 20, 2017Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 24, 2023 · Amount on Record
Deed SaleApr 24, 2023 · Amount on Record
Prior SaleApr 19, 2023 · Amount on Record
Deed Document Number2023228763
Last Transfer DateAug 16, 2023
Transfer Doc0000470128
Record UpdatedJun 08, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address4309 SUMMER LN, ORLANDO, FL 32804-2130
Transaction TypeMortgage
Record UpdatedMay 08, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1711 KENLYN DR, LONGWOOD, FL 32779-4704

Mortgage

Document Number0000221771
DateApr 19, 2023
Instrument20230221771
Lender
NameCERTIFIED MORTGAGE PLANNERS
TypeMortgage Company
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address4309 SUMMER LN, ORLANDO, FL 32804-2130
Transaction TypeMortgage
Record UpdatedNov 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4309 SUMMER LN, ORLANDO, FL 32804-2130

Mortgage

Document Number20210640669
DateOct 20, 2021
Instrument20210640669
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term293 Months
DueMar 01, 2046

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address4309 SUMMER LN, ORLANDO, FL 32804-2130
Document Number0000054814
Instrument DateJan 20, 2017
Transaction TypeMortgage
Record UpdatedMar 03, 2017
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address4309 SUMMER LN ORLANDO FL 328042130, ORLANDO, FL 32804-2130

Mortgage

Document Number0000054814
DateJan 30, 2017
Instrument54814
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 29, 2047

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$421,131 (+0.25%)$500,460 (-1.36%) Land $295,900 Building $204,560
2025$6,507.00 (+33.78%) Homeowner's exemption$420,088 (+34.88%)$507,360 (+4.34%) Land $295,900 Building $211,460
2024$4,864.00 (+8.28%)
2023$4,492.00 (+3.57%) Homeowner's exemption$311,454 (+3%)$486,277 (+5.6%) Land $295,900 Building $190,377
2022$4,337.00 Homeowner's exemption$302,383$460,502 Land $295,900 Building $164,602

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950125001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 53 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies103 units insured
50 under condo master policies
Nearby Flood Claims21 (1994–2024)
Claims Outside the SFHA12 of 21
Most Recent ClaimOct 2024, river or lake flooding, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Irma, Sep 2017 · 8 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 279 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Spectrum, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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