4325 McKee St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 4325 McKee St, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 988 sqft
Lot Size0.057 acres (2,500 sqft)
OwnerIndividual Name on Record
Last Sale$64,900 (Jul 2019)
Tax Bill$1,074 (2025)
Deeds & MortgagesApr 2023 Mortgage
Jul 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN056-41-08-014.00

Property Details

APN / Parcel Number

Primary APN056-41-08-014.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area988 sqft Finished Area
Gross Area1,140 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area2,500 sqft (0.057 acres)
Lot Dimensions100 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4325 MCKEE ST
CityCOVINGTON
StateKY
Zip41015-1652
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAIRVIEW LOT & BLDG LOT 95 25'X 100' IRREG NWC MCKEE & ELMWOOD AVE
Legal SubdivisionFAIRVIEW LOT & BLDG
Legal Lot Number95
Legal UnitL
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2025
Census Tract61200

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4325 MCKEE ST, COVINGTON, KY 41015-1652
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2023Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Jul 25, 2019Warranty Deed, Transfer · FHA Mortgage
POLARIS HM FNDG
Jul 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY
Apr 16, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 25, 2019 · Amount on Record
Deed SaleJul 25, 2019 · Amount on Record
Prior SaleApr 10, 2015 · Amount on Record
Deed Document Number201907 25 059 00301
Deed Book / Page6714 / 166
Prior Transfer DateApr 9, 2018
Prior Transfer Doc0005900167
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address4325 MCKEE ST, COVINGTON, KY 41015-1652
Transaction TypeMortgage
Record UpdatedMay 9, 2023
Title CompanyVYLLA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4325 MCKEE ST, COVINGTON, KY 41015-1652

Mortgage

Document Number0005900139
DateApr 26, 2023
Book PageKCM 456/528
Instrument23042605900139
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term316 Months
DueAug 1, 2049

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJul 25, 2019
Property Address4325 MCKEE ST, COVINGTON, KY 41015-1652
Document Number0000000301
Book / Page0C6714 / 000166
Instrument DateJul 22, 2019
Instrument301
Transaction TypeTransfer
Record UpdatedAug 12, 2019
Title CompanyAGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$64.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4325 MCKEE ST COVINGTON KY 410151652, COVINGTON, KY 41015-1652

Mortgage

Document Number303
DateJul 25, 2019
Book Page0C6714/000175
Instrument303
Lender
NamePOLARIS HM FNDG
TypeFunding / Finance Company
AddressGRANDVILLE, MI 49418
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 24, 2049

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address4325 MCKEE ST, COVINGTON, KY 41015-1652
Document Number0000000187
Instrument DateJul 18, 2019
Transaction TypeMortgage
Record UpdatedOct 17, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4325 MCKEE ST COVINGTON KY 410151652, COVINGTON, KY 41015-1652

Mortgage

Document Number0000000187
DateSep 10, 2019
Book Page0C6749/000202
Instrument187
Lender
NameMISCELLANEOUS GOVT AGCY
Address20 W PIKE ST, COVINGTON, KY 41011-2711
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueSep 9, 2024

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateApr 16, 2018
Property Address4325 MCKEE ST, COVINGTON, KY 41015-1652
Document Number0000000167
Book / Page0C6390 / 000154
Instrument DateApr 9, 2018
Instrument167
Transaction TypeTransfer
Record UpdatedApr 30, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2082 MORNINGSIDE DR FLORENCE KY 410429127, FLORENCE, KY 41042-9127

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$99,000 (+22.07%) Land $15,000 Building $84,000$99,000 (+22.07%) Land $15,000 Building $84,000
2025$1,074.00 (-0.56%)$81,100 (-) Land $10,000 Building $71,100$81,100 (-) Land $10,000 Building $71,100
2023$1,080.00$81,100 Land $10,000 Building $71,100$81,100 Land $10,000 Building $71,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979–1997)
Most Recent ClaimMar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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