4319 McKee St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 4319 McKee St, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,016 sqft
Lot Size	0.064 acres (2,819 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Feb 2026)
Tax Bill	$3,153 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Feb 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`056-41-08-011.00`

Property Details

APN / Parcel Number

Primary APN	`056-41-08-011.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,016 sqft Finished Area
Gross Area	2,376 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	2,819 sqft (0.064 acres)
Lot Dimensions	115 ft deep x 25 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4319 MCKEE ST
City	COVINGTON
State	KY
Zip	41015-1652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRVIEW LOT & BLDG LOT 98 25'X 115' IRREG WS MCKEE AVE
Legal Subdivision	FAIRVIEW LOT & BLDG
Legal Lot Number	98
Legal Unit	L
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2025
Census Tract	61200

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	63 AUGUSTA MINERVA RD, AUGUSTA, KY 41002
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed, Transfer · FHA Mortgage NFM LENDING
Feb 14, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 8, 2022	Deed, Transfer
May 3, 2021	Deed, Transfer
May 6, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2026 · Amount on Record
Deed Sale	Feb 18, 2026 · Amount on Record
Prior Sale	Feb 14, 2023 · Amount on Record
Deed Document Number	20263259
Deed Book / Page	390 / 792
Record Updated	Oct 29, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Feb 18, 2026
Property Address	4319 MCKEE ST, COVINGTON, KY 41015-1652
Document Number	0000003259
Book / Page	390 / 792
Instrument Date	Feb 17, 2026
Instrument	26059000003259
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	BLUE AND GRAY TITLE LLC, BLUSCRREN LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4319 MCKEE ST, COVINGTON, KY 41015-1652

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	63 AUGUSTA MINERVA RD, AUGUSTA, KY 41002

Mortgage

Document Number	0000003260
Date	Feb 18, 2026
Instrument	26059000003260

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Feb 14, 2023
Property Address	4319 MCKEE ST, COVINGTON, KY 41015-1652
Document Number	0005900050
Book / Page	KC 213 / 309
Instrument Date	Feb 10, 2023
Instrument	23021405900050
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3859 RICH RD, MORNING VIEW, KY 41063-9683

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4319 MCKEE ST, COVINGTON, KY 41015-1652

Mortgage

Document Number	0005900051
Date	Feb 14, 2023
Book Page	KCM 440/43
Instrument	23021405900051

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Aug 8, 2022
Property Address	4319 MCKEE ST, COVINGTON, KY 41015-1652
Document Number	0005900142
Book / Page	181 / 813
Instrument Date	Jul 22, 2022
Instrument	22080805900142
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$55.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	228 PARK AVE S # S73833, 228, NEW YORK, NY 10003-1502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3859 RICH RD, MORNING VIEW, KY 41063-9683

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	May 3, 2021
Property Address	4319 MCKEE ST, COVINGTON, KY 41015-1652
Document Number	0005900007
Book / Page	87 / 826
Instrument Date	Apr 23, 2021
Instrument	21050305900007
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4319 MCKEE ST, 4319, COVINGTON, KY 41015-1652

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 176656, COVINGTON, KY 41017-6656
Investor	Possibly a Property Investor

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	May 6, 2021
Property Address	4319 MCKEE ST, COVINGTON, KY 41015-1652
Document Number	0005900241
Book / Page	88 / 959
Instrument Date	Apr 23, 2021
Instrument	21050605900241
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Amount	Amount Recorded
Tax	$80.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 176656, COVINGTON, KY 41017-6656

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 PARK AVE S # 73833, 73833, NEW YORK, NY 10003-1502
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,000 (-) Land $15,000 Building $223,000	$238,000 (-) Land $15,000 Building $223,000
2025	$3,153.00 (+330.74%)	$238,000 (+332.73%) Land $10,000 Building $228,000	$238,000 (+332.73%) Land $10,000 Building $228,000
2023	$732.00	$55,000 Land $10,000 Building $45,000	$55,000 Land $10,000 Building $45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1997)
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

4319 McKee St, Covington (Latonia), KY 41015 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2026: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2022: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2021: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2021: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on McKee St

Nearby Streets

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