4328 McKee St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 4328 McKee St, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,504 sqft · built 1896
Lot Size0.187 acres (8,125 sqft)
OwnerIndividual Name on Record
Last Sale$78,125 (May 2012)
Tax Bill$1,579 (2025)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN056-41-10-023.00

Property Details

APN / Parcel Number

Primary APN056-41-10-023.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,504 sqft Finished Area
Gross Area1,712 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1896
Effective Year BuiltEffective 1896
Exterior MaterialAluminum/Vinyl
Foundation TypeStone
Roof MaterialComposition Shingle
Lot Area8,125 sqft (0.187 acres)
Lot Dimensions130 ft deep x 62.5 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address4328 MCKEE ST
CityCOVINGTON
StateKY
Zip41015-1653
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAIRVIEW LOT & BLDG 119-120 S 10' 121 62.5'X 130' ES MCKEE AVE
Legal SubdivisionFAIRVIEW LOT & BLDG
Legal Phase1
Legal Lot Number120,12
Legal Unit119-12
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2016
Census Tract61200

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4328 MCKEE ST, COVINGTON, KY 41015-1653
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 9, 2012 · Amount on Record
Deed SaleMay 9, 2012 · Amount on Record
Prior SaleAug 12, 1994 · Amount on Record
Deed Document Number201205 09 059 00175
Deed Book / Page4838 / 223
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address4328 MCKEE ST, COVINGTON, KY 41015-1653
Transaction TypeMortgage
Record UpdatedOct 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4328 MCKEE ST, COVINGTON, KY 41015-1653

Mortgage

Document Number0005900137
DateOct 13, 2025
Book PageKCM 695/302
Instrument25101305900137
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$147,900 (+24.08%) Land $15,000 Building $132,900$147,900 (+24.08%) Land $15,000 Building $132,900
2025$1,579.00 (-0.5%)$119,200 (-) Land $10,000 Building $109,200$119,200 (-) Land $10,000 Building $109,200
2023$1,587.00$119,200 Land $10,000 Building $109,200$119,200 Land $10,000 Building $109,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979–1997)
Most Recent ClaimMar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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