4324 Copper Cliff Ln, Modesto, CA 95355 Property Records

Stanislaus County property record for 4324 Copper Cliff Ln, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,101 sqft · built 1994
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$659,000 (Jan 2026)
Tax Bill	$2,626 (2025)
Deeds & Mortgages	Jan 2026 Transfer Jan 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`070-013-018-000`

Property Details

APN / Parcel Number

Primary APN	`070-013-018-000`
Alternative APNs	`0701318000` `0701318`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,101 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Lot Width	51 ft Width
View / Lot	Zero Lot Line
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Storm Sewer

Location & Zoning

Street Address	4324 COPPER CLIFF LN
City	MODESTO
State	CA
Zip	95355-8966
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPPER CREEK NO 3 BLK 1855 LOT 28
Legal Subdivision	COPPER CRK 03
Legal Block	1855
Legal Lot Number	28
Jurisdiction	STANISLAUS CA
Township / Civil Division	WATERFORD
Census Block Group	2
Census Block	2008
Census Tract	2803

Owner

Source: Stanislaus County records, as of January 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4324 COPPER CLIFF LN, MODESTO, CA 95355-8966
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Jan 2, 2026	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 9, 2022	Grant Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Jan 5, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2026 · Amount on Record
Deed Sale	Jan 2, 2026 · Amount on Record
Prior Sale	Sep 9, 2022 · Amount on Record
Deed Document Number	202649
Prior Transfer Date	Jan 3, 2017
Prior Transfer Doc	0000000593
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Jan 2, 2026
Property Address	4324 COPPER CLIFF LN, MODESTO, CA 95355-8966
Document Number	0000000048
Map Reference	MB 35 PG 11
Instrument Date	Dec 29, 2025
Instrument	2026-0000048
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 COPPER CLIFF LANE, MODESTO, CA 95355

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jan 2, 2026
Property Address	4324 COPPER CLIFF LN, MODESTO, CA 95355-8966
Document Number	0000000049
Map Reference	MB 35 PG 11
Instrument Date	Dec 26, 2025
Instrument	2026-0000049
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4324 COPPER CLIFF LN, MODESTO, CA 95355-8966

Mortgage

Document Number	0000000050
Date	Jan 2, 2026
Instrument	2026-0000050

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Sep 9, 2022
Property Address	4324 COPPER CLIFF LN, MODESTO, CA 95355-8966
Document Number	0000060308
Map Reference	MB 35 PG 11
Instrument Date	Sep 7, 2022
Instrument	2022-0060308
Transaction Type	Transfer
Record Updated	Sep 21, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4324 COPPER CLIFF LN, MODESTO, CA 95355-8966

Mortgage

Document Number	0000060309
Date	Sep 9, 2022
Instrument	2022-0060309

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jan 5, 2017
Property Address	4324 COPPER CLIFF LN, MODESTO, CA 95355-8966
Document Number	0000000593
Instrument Date	Jan 3, 2017
Instrument	593
Transaction Type	Transfer
Record Updated	Jan 13, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4324 COPPER CLIFF LN MODESTO CA 953558966, MODESTO, CA 95355-8966

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 8, 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Empire Union Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,626.00 (-15.51%) Homeowner's exemption	$249,946 (+4.04%) Land $102,250 Building $147,696
2023	$3,108.00 (+7.66%) Homeowner's exemption	$240,242 Land $98,281 Building $141,961
2022	$2,887.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies.

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