4309 Copper Cliff Ln, Modesto, CA 95355 Property Records

Stanislaus County property record for 4309 Copper Cliff Ln, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,369 sqft · built 1993
Lot Size	0.11 acres (4,792 sqft)
Owner	Trust Name on File
Last Sale	$530,000 (Apr 2025)
Tax Bill	$2,826 (2026)
Deeds & Mortgages	Apr 2022 Sale Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`070-013-038-000`

Property Details

APN / Parcel Number

Primary APN	`070-013-038-000`
Alternative APNs	`0701338000` `0701338`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,369 sqft Living Area
1st Floor Area	1,369 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Wood
Lot Area	4,792 sqft (0.11 acres)
View / Lot	Zero Lot Line
Parking Spaces	2 Parking Spaces
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	4309 COPPER CLIFF LN
City	MODESTO
State	CA
Zip	95355-8968
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPPER CREEK NO 3 BLK 1861 LOT 7
Legal Subdivision	COPPER CRK 03
Legal Block	1861
Legal Lot Number	7
Jurisdiction	STANISLAUS CA
Township / Civil Division	WATERFORD
Census Block Group	2
Census Block	2012
Census Tract	2803

Owner

4309 Copper Cliff Ln is owner-occupied and held in a trust since April 2025.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	Trust Name on File
Mailing Address	4309 COPPER CLIFF LN, MODESTO, CA 95355-8968
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Grant Deed, Transfer TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH
Jul 15, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Sep 6, 2019	Grant Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC
Sep 6, 2019	Affidavit of Death, Transfer NORTH AMERICAN TITLE
Nov 1, 2018	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2025 · Amount on File
Deed Sale	Apr 23, 2025 · Amount on File
Prior Sale	Apr 12, 2022 · Amount on File
Deed Document Number	202519403
Prior Transfer Date	Apr 21, 2025
Prior Transfer Doc	0000019402
Record Updated	Oct 29, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Apr 12, 2022
Property Address	4309 COPPER CLIFF LN, MODESTO, CA 95355-8968
Document Number	0000026782
Map Reference	MB 35 PG 11
Instrument Date	Mar 16, 2022
Instrument	2022-0026782
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4309 COPPER CLIFF LN, MODESTO, CA 95355-8968

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4309 COPPER CLIFF LN, MODESTO, CA 95355-8968
Transaction Type	Mortgage
Record Updated	Jul 26, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4309 COPPER CLIFF LN, MODESTO, CA 95355-8968

Mortgage

Document Number	0000067996
Date	Jul 15, 2021
Instrument	2021-0067996

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	Sep 1, 2049

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Sep 6, 2019
Property Address	4309 COPPER CLIFF LN, MODESTO, CA 95355-8968
Document Number	0000059847
Map Reference	MB 35 PG 11
Instrument Date	Sep 5, 2019
Instrument	2019-0059847
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4309 COPPER CLIFF LN, MODESTO, CA 95355-8968

Mortgage

Document Number	0000059848
Date	Sep 6, 2019
Instrument	2019-0059848

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Mortgage

Document Number	0000059850
Date	Sep 6, 2019
Instrument	2019-0059850

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

September 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	STANISLAUS CA
Recording Date	Sep 6, 2019
Property Address	4309 COPPER CLIFF LN, MODESTO, CA 95355-8968
Document Number	0000060101
Instrument Date	Sep 5, 2019
Instrument	60101
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	NORTH AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1473 CANYON CREEK DR NEWMAN CA 953601458, NEWMAN, CA 95360-1458

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	STANISLAUS CA
Recording Date	Nov 1, 2018
Property Address	4309 COPPER CLIFF LN, MODESTO, CA 95355-8968
Document Number	0000076217
Instrument Date	Oct 26, 2018
Instrument	76217
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4309 COPPER CLIFF LN MODESTO CA 953558968, MODESTO, CA 95355-8968

Tax Assessment & Valuation

The 2026 property tax bill for 4309 Copper Cliff Ln was $2,826, down 48.9% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Empire Union Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,826.00 (-48.93%)	$269,398 (-48.09%) Land $111,825 Building $157,573
2025	$5,534.00 Homeowner's exemption	$518,929 Land $238,771 Building $280,158
2023	$5,908.00 (+54.54%) Homeowner's exemption	$498,780 Land $229,500 Building $269,280
2022	$3,823.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4309 Copper Cliff Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4309 Copper Cliff Ln is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies.

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