4318 Crossgate Dr, Champaign, IL 61822 Property Records

Champaign County property record for 4318 Crossgate Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.221 acres (9,632 sqft)
Owner	Company Name on Record
Tax Bill	$11,682 (2025)
Deeds & Mortgages	Nov 2021 Transfer Aug 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-20-20-429-010`

Property Details

APN / Parcel Number

Primary APN	`03-20-20-429-010`

Exterior

Lot Area	9,632 sqft (0.221 acres)

Location & Zoning

Street Address	4318 CROSSGATE DR
City	CHAMPAIGN
State	IL
Zip	61822-9349
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 308 IRONWOOD 3
Legal Range	08E
Legal Township	19N
Legal Section	20
Legal Subdivision	IRONWOOD 3
Legal Lot Number	308
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1036
Census Tract	1205

Owner

Source: Champaign County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4318 CROSSGATE DR, CHAMPAIGN, IL 61822-9349
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Intrafamily Transfer, Transfer ATTORNEY
Aug 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST FSB OF CHAMPAIGN URBANA
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB/CHAMPAIGN-URBANA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 7, 2021
Transfer Doc	0000027036
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 15, 2021
Property Address	4318 CROSSGATE DR, CHAMPAIGN, IL 61822-9349
Document Number	0000027036
Map Reference	DOC 97R13303
Instrument Date	Oct 7, 2021
Instrument	2021R27036
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4318 CROSSGATE DR, CHAMPAIGN, IL 61822-9349

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	4318 CROSSGATE DR, CHAMPAIGN, IL 61822-9349
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4318 CROSSGATE DR, CHAMPAIGN, IL 61822-9349

Mortgage

Document Number	0000019157
Date	Aug 11, 2021
Instrument	2021R19157

Lender

Name	FIRST FSB OF CHAMPAIGN URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	277 Months
Due	Sep 15, 2044

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	4318 CROSSGATE DR, CHAMPAIGN, IL 61822-9349
Document Number	0000004048
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4318 CROSSGATE DR CHAMPAIGN IL 618229349, CHAMPAIGN, IL 61822-9349

Mortgage

Document Number	0000004048
Date	Mar 13, 2020
Instrument	4048

Lender

Name	FIRST FSB/CHAMPAIGN-URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 12, 2035

Interest

Rate	2.62%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,682.00 (+9.42%)	$148,620 (+30.74%) Land $25,390 Building $123,230	$445,860 (+30.74%) Land $76,170 Building $369,690
2024	$10,676.00 (+11.51%)
2022	$9,574.00 Homeowner's exemption Senior Citizen's exemption	$113,680 Land $19,420 Building $94,260	$341,040 Land $58,260 Building $282,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fidium Fiber, Mediacom Xtream, T-Mobile.

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