4311 Meadow Spring Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4311 Meadow Spring Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,600 sqft · built 2003
Lot Size	0.101 acres (4,396 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Nov 2002)
Tax Bill	$5,565 (2025)
Deeds & Mortgages	May 2017 Line of Credit Mar 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`158-740-19-00`

Property Details

APN / Parcel Number

Primary APN	`158-740-19-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,600 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	4,396 sqft (0.101 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4311 MEADOW SPRING WAY
City	OCEANSIDE
State	CA
Zip	92057-6536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-15
Legal Description	LOT 47 TR 014294
Legal Subdivision	RIVER RANCH NORTH
Legal Tract	014294
Legal Block	2
Legal Lot Number	47
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2020
Census Tract	18521

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4311 MEADOW SPRING WAY, OCEANSIDE, CA 92057-6536
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 17, 2017	Deed of Trust, Mortgage · Line of Credit STATE FARM BANK FSB
Mar 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage US DISTRICT COURT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2002 · Amount on Record
Deed Sale	Nov 8, 2002 · Amount on Record
Deed Document Number	20021000818
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4311 MEADOW SPRING WAY, OCEANSIDE, CA 92057-6536
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000221656
Date	May 17, 2017
Instrument	2017-0221656

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	BLOOMINGTON, IL 61710

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4311 MEADOW SPRING WAY, OCEANSIDE, CA 92057-6536
Document Number	0000147465
Instrument Date	Mar 30, 2018
Transaction Type	Mortgage
Record Updated	Apr 19, 2018
Title Company	UTOPIAN GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4311 MEADOW SPRING WAY OCEANSIDE CA 920576536, OCEANSIDE, CA 92057-6536

Mortgage

Document Number	0000147465
Date	Apr 13, 2018
Instrument	147465

Lender

Name	US DISTRICT COURT
Address	RIVERSIDE, CA 92517

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$511,522 (+2%) Land $206,809 Building $304,713
2025	$5,565.00 (+5.26%) Homeowner's exemption	$501,493 (+4.04%) Land $202,754 Building $298,739
2023	$5,287.00 (+1.56%) Homeowner's exemption	$482,022 Land $194,882 Building $287,140
2022	$5,206.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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