Harford County property record for 4322 Horner Ln, Belcamp, MD 21017
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,208 sqft · built 1986 |
| Lot Size | 0.041 acres (1,785 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,500 (Oct 2020) |
| Tax Bill | $1,948 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-178180 |
| Primary APN | 01-178180 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,208 sqft Total Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,785 sqft (0.041 acres) |
| Deck Area | 120 sqft |
| Patio Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 178180 |
|---|---|
| Street Address | 4322 HORNER LN |
| City | BELCAMP |
| State | MD |
| Zip | 21017-1339 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R4 |
| Legal Description | LOT 583 .041 AC 4322 HORNER LANE RIVERSIDE S4 P 54/3 |
| Legal Subdivision | RIVERSIDE |
| Legal Lot Number | 583 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 301704 |
Source: Harford County records · APN 01-178180
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4322 HORNER LN, BELCAMP, MD 21017-1339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 08, 2025 | Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FCU |
| Oct 01, 2020 | Deed, Transfer · Conventional Mortgage ABERDEEN PROVING GROUND FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 01, 2020 · Amount on Record |
| Deed Sale | Oct 01, 2020 · Amount on Record |
| Prior Sale | Dec 21, 1998 · Amount on Record |
| Deed Book / Page | 14151 / 234 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 4322 HORNER LN, BELCAMP, MD 21017-1339 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Title Company | GETZ TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 4322 HORNER LN, BELCAMP, MD 21017-1339 |
| Document Number | 0168390061 |
|---|---|
| Date | Oct 08, 2025 |
| Book Page | 16839/61 |
| Name | ABERDEEN PROVING GROUND FCU |
|---|---|
| Type | Credit Union |
| Address | ABERDEEN, MD 21001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 01, 2020 |
| Property Address | 4322 HORNER LN, BELCAMP, MD 21017-1339 |
| Document Number | 0141510234 |
| Book / Page | 14151 / 234 |
| Map Reference | MB CGH 54 FO 3 |
| Instrument Date | Sep 03, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | BLACK OAK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1009 WARWICK DR APT 2B, 2B, ABERDEEN, MD 21001-2736 |
| Document Number | 0014151241 |
|---|---|
| Date | Oct 01, 2020 |
| Instrument | 14151/241 |
| Name | ABERDEEN PROVING GROUND FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $213,100 (+31.87%) Land $45,000 Building $168,100 | $213,100 (+31.87%) Land $45,000 Building $168,100 | |
| 2025 | $1,948.00 (+15.54%) | ||
| 2023 | $161,600 Land $45,000 Building $116,600 | $161,600 Land $45,000 Building $116,600 | |
| 2022 | $1,686.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), as of October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253017041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2009 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 273 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MD0120016, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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