Harford County property record for 4318 Horner Ln, Belcamp, MD 21017
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,240 sqft · built 1986 |
| Lot Size | 0.041 acres (1,786 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $270,000 (Sep 2023) |
| Tax Bill | $2,047 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-178164 |
| Primary APN | 01-178164 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,240 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,786 sqft (0.041 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 178164 |
|---|---|
| Street Address | 4318 HORNER LN |
| City | BELCAMP |
| State | MD |
| Zip | 21017-1339 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R4 |
| Legal Description | LOT 581 .041 AC 4318 HORNER LANE RIVERSIDE S4 P 54/3 |
| Legal Subdivision | RIVERSIDE |
| Legal Lot Number | 581 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 301704 |
Source: Harford County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4318 HORNER LN, BELCAMP, MD 21017-1339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2023 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 27, 2023 | Deed, Transfer · Stand-Alone First Mortgage HET AUTO LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2023 · Amount on Record |
| Deed Sale | Sep 26, 2023 · Amount on Record |
| Prior Sale | Jun 27, 2023 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 26, 2023 |
| Property Address | 4318 HORNER LN, BELCAMP, MD 21017-1339 |
| Document Number | 0160420312 |
| Book / Page | 16042 / 312 |
| Map Reference | MB 54 FO 3 |
| Instrument Date | Sep 21, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2023 |
| Title Company | HOMESALE SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4318 HOMER LANE, BELCAMP, MD 21017 |
| Document Number | 0160420318 |
|---|---|
| Date | Sep 26, 2023 |
| Instrument | 16042-0318 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 27, 2023 |
| Property Address | 4318 HORNER LN, BELCAMP, MD 21017-1339 |
| Document Number | 0159530055 |
| Book / Page | 15953 / 55 |
| Map Reference | MB 54 FO 3 |
| Instrument Date | Jun 20, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Title Company | CLEARVIEW SETTLEMENT SOLUTIONS, CLEARVIEW SETTLEMENT SLN LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 AIKEN TER, ABINGDON, MD 21009-2003 |
| Investor | Possibly a Property Investor |
| Document Number | 0159530061 |
|---|---|
| Date | Jun 27, 2023 |
| Instrument | 15953-0061 |
| Name | HET AUTO LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 15, 2024 |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $224,500 (+32.37%) Land $45,000 Building $179,500 | $224,500 (+32.37%) Land $45,000 Building $179,500 | |
| 2025 | $2,047.00 (+12.35%) Homeowner's exemption | ||
| 2023 | $169,600 (+1.44%) Land $45,000 Building $124,600 | $169,600 (-) Land $45,000 Building $124,600 | |
| 2022 | $1,822.00 (-2.98%) | $167,200 | $169,600 Land $45,000 Building $124,600 |
| 2021 | $1,878.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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