Harford County property record for 4316 Horner Ln, Belcamp, MD 21017
| Property Type | Townhouse |
|---|---|
| Details | 1 ba · 1,224 sqft · built 1986 |
| Lot Size | 0.041 acres (1,785 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $281,500 (Jun 2026) |
| Tax Bill | $1,784 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-178156 |
| Primary APN | 01-178156 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,224 sqft Total Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,785 sqft (0.041 acres) |
| Deck Area | 285 sqft |
| Patio Area | 132 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 178156 |
|---|---|
| Street Address | 4316 HORNER LN |
| City | BELCAMP |
| State | MD |
| Zip | 21017-1339 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R4 |
| Legal Description | LOT 580 .041 AC 4316 HORNER LANE RIVERSIDE S4 P 54/3 |
| Legal Subdivision | VILLAGE CHURCH CRK 03 |
| Legal Lot Number | 580 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 301704 |
Source: Harford County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4316 HORNER LN, BELCAMP, MD 21017-1339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed, Transfer · Conventional Mortgage FIRST NATIONAL |
| Nov 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2026 · Amount on Record |
| Deed Sale | Jun 30, 2026 · Amount on Record |
| Prior Sale | Feb 3, 2012 · Amount on Record |
| Deed Book / Page | 17193 / 413 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 30, 2026 |
| Property Address | 4316 HORNER LN, BELCAMP, MD 21017-1339 |
| Document Number | 1719000413 |
| Book / Page | 17193 / 413 |
| Instrument Date | Jun 18, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $284,315.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4316 HORNER LN, BELCAMP, MD 21017-1339 |
| Investor | Possibly a Property Investor |
| Document Number | 1719000421, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 17193/421 |
| Name | FIRST NATIONAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 4316 HORNER LN, BELCAMP, MD 21017-1339 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0125920462 |
|---|---|
| Date | Nov 13, 2017 |
| Book Page | 12592/0462 |
| Instrument | 12592-0462 |
| Name | AMERICAN INTERNET MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2032 |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $194,300 (+8.53%) Land $45,500 Building $148,800 | $194,300 (-) Land $45,500 Building $148,800 | |
| 2025 | $1,784.00 (+11.22%) | $179,033 (+20.56%) | $194,300 (+30.84%) Land $45,500 Building $148,800 |
| 2023 | $148,500 Land $45,500 Building $103,000 | $148,500 Land $45,500 Building $103,000 | |
| 2022 | $1,604.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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