4322 E Zenith Ln, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4322 E Zenith Ln, Cave Creek, AZ 85331

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,761 sqft · built 2002
Lot Size0.238 acres (10,400 sqft)
Owner2 Company Names on Record
Last Sale$465,000 (May 2018)
Tax Bill$2,828 (2025)
Deeds & MortgagesOct 2021 Line of Credit
Mar 2018 Line of Credit
+ 5 more
Flood ZoneZone X (moderate risk)
APN211-90-139

Property Details

APN / Parcel Number

Primary APN211-90-139

Interior

Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,761 sqft Living Area
1st Floor Area2,761 sqft

Exterior

Year BuiltBuilt 2002
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area10,400 sqft (0.238 acres)
Parking Spaces3 Parking Spaces
Pool Area350 sqft
Patio Area340 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address4322 E ZENITH LN
CityCAVE CREEK
StateAZ
Zip85331-4067
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-18
Legal DescriptionA-M RANCH PARCEL D RE-RECORDED MCR 542-05
Legal Range04E
Legal Township05N
Legal Section07
Legal QuarterNW
Quarter-Quarter SectionNE
Legal SubdivisionA-M RANCH PARCEL D RE-RECORDED
Legal Lot Number141
JurisdictionMARICOPA AZ
Township / Civil DivisionDEER VALLEY
Census Block Group2
Census Block2010
Census Tract612500

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Co-ownerCo-owner on Record
Mailing Address4322 E ZENITH LN, CAVE CREEK, AZ 85331-4067
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2021Deed of Trust, Mortgage · Line of Credit
MIDFIRST BANK
Mar 15, 2018Deed of Trust, Mortgage · Line of Credit
COMMERCIAL BANK
Dec 17, 2019Deed of Trust, Mortgage · Line of Credit
MIDFIRST BANK
Jun 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN MORTGAGE CO INC
Jun 15, 2021Intrafamily Transfer, Transfer
Sep 9, 2019Deed of Trust, Mortgage · Conventional with PMI
CORNERSTONE HM LNDG
May 29, 2018Warranty Deed, Transfer · Conventional Mortgage
HOMESTREET BANK

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleMay 29, 2018 · Amount on Record
Deed SaleMay 29, 2018 · Amount on Record
Prior SaleMay 29, 2018 · Amount on Record
Deed Document Number0000407878
Last Transfer DateJun 15, 2021
Transfer Doc0000657107
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4322 E ZENITH LN, CAVE CREEK, AZ 85331-4067
Transaction TypeMortgage
Record UpdatedOct 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4322 E ZENITH LN, CAVE CREEK, AZ 85331-4067

Mortgage

Document Number0001134378
DateOct 21, 2021
Instrument20211134378
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73162
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 15, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4322 E ZENITH LN, CAVE CREEK, AZ 85331-4067
Transaction TypeMortgage
Record UpdatedJun 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000194154
DateMar 15, 2018
Instrument20180194154
Lender
NameCOMMERCIAL BANK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4322 E ZENITH LN, CAVE CREEK, AZ 85331-4067
Transaction TypeMortgage
Record UpdatedJun 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001018495
DateDec 17, 2019
Instrument20191018495
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73162
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 15, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4322 E ZENITH LN, CAVE CREEK, AZ 85331-4067
Transaction TypeMortgage
Record UpdatedJun 24, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4322 E ZENITH LN, CAVE CREEK, AZ 85331-4067

Mortgage

Document Number0000645066
DateJun 11, 2021
Instrument20210645066
Lender
NameGUARDIAN MORTGAGE CO INC
TypeMortgage Company
AddressRICHARDSON, TX 75083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateJun 15, 2021
Property Address4322 E ZENITH LN, CAVE CREEK, AZ 85331-4067
Document Number0000657107
Map ReferenceMB 542 PG 5
Instrument DateJun 4, 2021
Instrument20210657107
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address4322 E ZENITH LN, CAVE CREEK, AZ 85331-4067

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4322 E ZENITH LN, CAVE CREEK, AZ 85331-4067
Document Number0000718564
Instrument DateSep 9, 2019
Transaction TypeMortgage
Record UpdatedSep 19, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4322 E ZENITH LN CAVE CREEK AZ 853314067, CAVE CREEK, AZ 85331-4067

Mortgage

Document Number0000718564
DateSep 13, 2019
Instrument718564
Lender
NameCORNERSTONE HM LNDG
AddressHOUSTON, TX 77027
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 12, 2049

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateMay 29, 2018
Property Address4322 E ZENITH LN, CAVE CREEK, AZ 85331-4067
Document Number0000407878
Map ReferenceMB 542 PG 5
Instrument DateApr 30, 2018
Instrument20180407878
Transaction TypeTransfer
Record UpdatedJun 24, 2021
Title CompanyFIRST AMERICAN TITLE INSURAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4740 E MORNING VISTA LN, 4740, CAVE CREEK, AZ 85331-6277

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address4322 E ZENITH LN, CAVE CREEK, AZ 85331-4067

Mortgage

Document Number0000407879
DateMay 29, 2018
Instrument20180407879
Lender
NameHOMESTREET BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictCave Creek Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$74,780 (-0.53%)$747,800 (-0.53%) Land $149,500 Building $598,300
2025$2,828.00 (+7.24%)
2024$75,180$751,800 Land $150,300 Building $601,500
2023$2,637.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · above 47% of Arizona
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber
2,000 / 35
AirFiber WISP
Fixed Wireless
1,000 / 500
BAM Broadband
Fixed Wireless · not low latency
1,000 / 100
Mojo Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on E Zenith Ln

Nearby Streets

Search Property Records by Address or Parcel Number