4314 E Zenith Ln, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4314 E Zenith Ln, Cave Creek, AZ 85331

Property Summary

Property TypeSingle Family Home
Details5 ba · 2,979 sqft · built 2002
Lot Size0.268 acres (11,700 sqft)
Owner2 Owner Names on Record
Last Sale$570,000 (Apr 2005)
Tax Bill$3,112 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Dec 2022 Line of Credit
+ 1 more
Flood ZoneZone X (moderate risk)
APN211-90-141

Property Details

APN / Parcel Number

Primary APN211-90-141

Interior

Full Baths5 Baths
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area2,979 sqft Living Area
1st Floor Area2,979 sqft

Exterior

Year BuiltBuilt 2002
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area11,700 sqft (0.268 acres)
Parking Spaces3 Parking Spaces
Pool Area300 sqft
Patio Area220 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address4314 E ZENITH LN
CityCAVE CREEK
StateAZ
Zip85331-4069
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-18
Legal DescriptionA-M RANCH PARCEL D RE-RECORDED MCR 542-05
Legal Range04E
Legal Township05N
Legal Section07
Legal QuarterNW
Quarter-Quarter SectionNE
Legal SubdivisionA-M RANCH PARCEL D RE-RECORDED
Legal Lot Number143
JurisdictionMARICOPA AZ
Township / Civil DivisionDEER VALLEY
Census Block Group2
Census Block2010
Census Tract612500

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address4314 E ZENITH LN, CAVE CREEK, AZ 85331-4069
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Dec 15, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jul 17, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 27, 2005 · Amount on Record
Deed SaleApr 27, 2005 · Amount on Record
Prior SaleNov 12, 2002 · Amount on Record
Deed Document Number20050544022
Record UpdatedJun 8, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4314 E ZENITH LN, CAVE CREEK, AZ 85331-4069
Transaction TypeMortgage
Record UpdatedFeb 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4314 E ZENITH LN, CAVE CREEK, AZ 85331-4069

Mortgage

Document Number0000078922
DateFeb 11, 2026
Instrument20260078922
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJan 30, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4314 E ZENITH LN, CAVE CREEK, AZ 85331-4069
Transaction TypeMortgage
Record UpdatedDec 26, 2022
Title CompanyTITLE365 OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address4314 E ZENITH LN, CAVE CREEK, AZ 85331-4069

Mortgage

Document Number0000892119
DateDec 15, 2022
Instrument20220892119
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 7, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4314 E ZENITH LN, CAVE CREEK, AZ 85331-4069
Transaction TypeMortgage
Record UpdatedSep 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4314 E ZENITH LN, CAVE CREEK, AZ 85331-4069

Mortgage

Document Number0000538510
DateJul 17, 2019
Instrument20190538510
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 5, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictCave Creek Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$79,850 (-0.37%)$798,500 (-0.37%) Land $159,700 Building $638,800
2025$3,112.00 (+7.27%)
2024$80,150$801,500 Land $160,300 Building $641,200
2023$2,901.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · above 49% of Arizona
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber
2,000 / 35
AirFiber WISP
Fixed Wireless
1,000 / 500
BAM Broadband
Fixed Wireless · not low latency
1,000 / 100
Mojo Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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