Maricopa County property record for 4326 E Zenith Ln, Cave Creek, AZ 85331
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,761 sqft · built 2002 |
| Lot Size | 0.238 acres (10,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $900,000 (Dec 2025) |
| Tax Bill | $2,847 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Dec 2024 Line of Credit + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 211-90-138 |
| Primary APN | 211-90-138 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,761 sqft Living Area |
| 1st Floor Area | 2,761 sqft |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 10,400 sqft (0.238 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 400 sqft |
| Patio Area | 340 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 4326 E ZENITH LN |
|---|---|
| City | CAVE CREEK |
| State | AZ |
| Zip | 85331-4067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-18 |
| Legal Description | A-M RANCH PARCEL D RE-RECORDED MCR 542-05 |
| Legal Range | 04E |
| Legal Township | 05N |
| Legal Section | 07 |
| Legal Quarter | NW |
| Quarter-Quarter Section | NE |
| Legal Subdivision | A-M RANCH PARCEL D RE-RECORDED |
| Legal Lot Number | 140 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | DEER VALLEY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 612500 |
Source: Maricopa County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4326 E ZENITH LN, CAVE CREEK, AZ 85331-4067 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Dec 18, 2024 | Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU |
| Dec 22, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 11, 2019 | Deed of Trust, Mortgage · ARM SUMMIT FUNDING INC |
| Sep 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG |
| Sep 25, 2018 | Warranty Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2025 · Amount on Record |
| Deed Sale | Dec 22, 2025 · Amount on Record |
| Prior Sale | Sep 25, 2018 · Amount on Record |
| Deed Document Number | 20250736076 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4326 E ZENITH LN, CAVE CREEK, AZ 85331-4067 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TITLE INS COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4326 E ZENITH LN, CAVE CREEK, AZ 85331-4067 |
| Document Number | 0000006340 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 20260006340 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4326 E ZENITH LN, CAVE CREEK, AZ 85331-4067 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4326 E ZENITH LN, CAVE CREEK, AZ 85331-4067 |
| Document Number | 0000670504 |
|---|---|
| Date | Dec 18, 2024 |
| Instrument | 20240670504 |
| Name | DESERT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85062 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Dec 22, 2025 |
| Property Address | 4326 E ZENITH LN, CAVE CREEK, AZ 85331-4067 |
| Document Number | 0000736076 |
| Map Reference | MB 542 PG 5 |
| Instrument Date | Dec 10, 2025 |
| Instrument | 20250736076 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Title Company | QUALITY TITLE COMPANY, EQUITY TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4326 E ZENITH LN, CAVE CREEK, AZ 85331-4067 |
| Name | Verified Name |
|---|---|
| Address | 4326 E ZENITH LN, CAVE CREEK, AZ 85331-4067 |
| Document Number | 0000736077 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 20250736077 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.9% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4326 E ZENITH LN, CAVE CREEK, AZ 85331-4067 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | GREAT AMERICAN TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 4326 E ZENITH LANNE, CAVE CREEK, AZ 85331-4067 |
| Document Number | 0000023376 |
|---|---|
| Date | Jan 11, 2019 |
| Instrument | 20190023376 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Jan 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 1% |
| Max Rate At Change | 5% |
| Index | 1-Year CMT |
| Margin | 2 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4326 E ZENITH LN, CAVE CREEK, AZ 85331-4067 |
| Document Number | 0000880320 |
| Instrument Date | Sep 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4326 E ZENITH LN CAVE CREEK AZ 853314067, CAVE CREEK, AZ 85331-4067 |
| Document Number | 0000880320 |
|---|---|
| Date | Nov 1, 2019 |
| Instrument | 880320 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 31, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Sep 25, 2018 |
| Property Address | 4326 E ZENITH LN, CAVE CREEK, AZ 85331-4067 |
| Document Number | 0000720455 |
| Map Reference | MB 542 PG 5 |
| Instrument Date | Sep 18, 2018 |
| Instrument | 20180720455 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | GREAT AMERICAN TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 4326 E ZENITH LN, CAVE CREEK, AZ 85331-4067 |
| Document Number | 0000720456 |
|---|---|
| Date | Sep 25, 2018 |
| Instrument | 20180720456 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Oct 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 1% |
| Max Rate At Change | 5% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 5% |
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Unified School District | Cave Creek Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $75,420 (+0.27%) | $754,200 (+0.27%) Land $150,800 Building $603,400 | |
| 2025 | $2,847.00 (+7.27%) | ||
| 2024 | $75,220 | $752,200 Land $150,400 Building $601,800 | |
| 2023 | $2,654.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 47% of Arizona |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 2,000 / 35 |
| AirFiber WISP Fixed Wireless | 1,000 / 500 |
| BAM Broadband Fixed Wireless · not low latency | 1,000 / 100 |
| Mojo Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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