Osceola County property record for 4321 Rummell Rd, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,781 sqft · built 1958 |
| Lot Size | 0.648 acres (28,226 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $630,000 (Jul 2026) |
| Tax Bill | $2,475 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Jun 2017 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 36-25-30-0600-000A-0020 |
| Primary APN | 36-25-30-0600-000A-0020 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,781 sqft Living Area |
| Gross Area | 2,178 sqft |
| 1st Floor Area | 1,781 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 28,226 sqft (0.648 acres) |
| Lot Dimensions | 305 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 524 sqft |
| Carport | Carport |
| Carport Area | 524 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened/Unfinished Porch |
|---|---|
| Porch Area | 397 sqft |
| Shed | 1 Shed |
| Shed Area | 448 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4321 RUMMELL RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ORS2 |
| Legal Description | OSCEOLA SHORES PB 1 PG 320-A BLK A LOT 2 ORD #2008-56 |
| Legal Range | 30E |
| Legal Township | 25S |
| Legal Section | 36 |
| Legal Subdivision | OSCEOLA SHORES |
| Legal Tract | 600 |
| Legal Block | A |
| Legal Lot Number | 2 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 43600 |
Source: Osceola County records · APN 36-25-30-0600-000A-0020
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 4321 RUMMELL RD, SAINT CLOUD, FL 34769-1705 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| Jul 30, 2026 | Warranty Deed, Transfer LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS |
| Jun 07, 2017 | Intrafamily Transfer, Transfer ATTORNEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 2026 · Amount on Record |
| Deed Sale | Jul 30, 2026 · Amount on Record |
| Prior Sale | Jun 07, 2017 · Amount on Record |
| Deed Document Number | 202699832 |
| Deed Book / Page | 7012 / 1175 |
| Prior Transfer Date | Apr 10, 2024 |
| Prior Transfer Doc | 0065801354 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 30, 2026 |
| Property Address | 4321 RUMMELL RD, SAINT CLOUD, FL 34769-1705 |
| Document Number | 0000099832 |
| Book / Page | 7012 / 1175 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 202699832 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS |
| Amount | Amount Recorded |
|---|---|
| Tax | $445,410.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 4321 RUMMELL RD, SAINT CLOUD, FL 34769-1705 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 07, 2017 |
| Property Address | 4321 RUMMELL RD, SAINT CLOUD, FL 34769-1705 |
| Document Number | 0051602035 |
| Book / Page | 5160 / 2035 |
| Map Reference | MB1 PG320A |
| Instrument Date | May 25, 2017 |
| Instrument | 2017083385 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $553.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4321 RUMMELL RD, SAINT CLOUD, FL 34769-1705 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,475.00 (+3.69%) | $181,175 (+5.99%) | $258,600 (+2.33%) Land $87,800 Building $170,800 |
| 2024 | $2,387.00 (+2.93%) | ||
| 2023 | $2,319.00 (+5.89%) Homeowner's exemption | $170,941 (+4.45%) | $252,700 (+11.27%) Land $87,800 Building $164,900 |
| 2022 | $2,190.00 Homeowner's exemption | $163,662 | $227,100 Land $87,800 Building $139,300 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 148 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 5 (2016–2022) |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
Based on FCC filings for 114 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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