Osceola County property record for 4363 Rummell Rd, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,863 sqft · built 1999 |
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | Owner Name on File |
| Last Sale | $56,500 (Nov 1998) |
| Tax Bill | $3,627 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 3625304620000A0090 |
| Primary APN | 3625304620000A0090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,863 sqft Heated Area |
| Gross Area | 3,364 sqft |
| 1st Floor Area | 1,663 sqft |
| Attic Area | 200 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 35,284 sqft (0.81 acres) |
| Lot Dimensions | 352 ft deep x 100 ft wide |
| Garage Type | Finished |
| Garage Area | 416 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Porch |
| Porch Area | 312 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 76433 |
|---|---|
| Street Address | 4363 RUMMELL RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ORS2 |
| Legal Description | OSCEOLA SHORES PB 1 PG 320-A BLK A LOT 9 |
| Legal Range | 30E |
| Legal Township | 25S |
| Legal Section | 36 |
| Legal Subdivision | OSCEOLA SHORES |
| Legal Tract | 4620 |
| Legal Block | A |
| Legal Lot Number | 9 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 43600 |
Source: Osceola County records · APN 3625304620000A0090
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | PO BOX 701991, SAINT CLOUD, FL 34770-1991 |
| Occupancy | Owner Occupied |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 13, 1998 · Amount on Record |
| Deed Sale | Nov 13, 1998 · Amount on Record |
| Deed Document Number | 0015502174 |
| Deed Book / Page | 1550 / 2174 |
| Record Updated | Jun 08, 2026 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,627.00 (+7.72%) Homeowner's exemption Widower's exemption | $256,210 (+5.99%) | $351,600 (+1.3%) Land $99,400 Building $252,200 |
| 2023 | $3,367.00 (+2.4%) Homeowner's exemption Widower's exemption | $241,738 (+3%) | $347,100 (+11.79%) Land $99,400 Building $247,700 |
| 2022 | $3,288.00 Homeowner's exemption Widower's exemption | $234,698 | $310,500 Land $99,400 Building $211,100 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 148 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 5 (2016–2022) |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
Based on FCC filings for 114 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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