Osceola County property record for 4369 Rummell Rd, Saint Cloud, FL 34769 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,266 sqft · built 1988 |
| Lot Size | 0.833 acres (36,285 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Feb 2021) |
| Tax Bill | $6,934 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Feb 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 36-25-30-4620-000A-0100 |
| Primary APN | 36-25-30-4620-000A-0100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,266 sqft Living Area |
| Gross Area | 6,238 sqft |
| 1st Floor Area | 3,266 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 36,285 sqft (0.833 acres) |
| Lot Dimensions | 357 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 1,610 sqft |
| Pool Type | In-Ground Pool |
| Porch | Finished/Open Porch |
| Porch Area | 784 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4369 RUMMELL RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OSCEOLA SHORES PB 1 PG 320-A BLK A LOT 10 |
| Legal Range | 30E |
| Legal Township | 25S |
| Legal Section | 36 |
| Legal Subdivision | OSCEOLA SHORES |
| Legal Tract | 4620 |
| Legal Block | A |
| Legal Lot Number | 10 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 43600 |
Source: Osceola County records · APN 36-25-30-4620-000A-0100
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 701934, SAINT CLOUD, FL 34770-1934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK |
| Feb 22, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 22, 2021 · Amount on Record |
| Deed Sale | Feb 22, 2021 · Amount on Record |
| Prior Sale | Feb 20, 1997 · Amount on Record |
| Deed Document Number | 202125142 |
| Deed Book / Page | 5895 / 2239 |
| Prior Transfer Date | May 19, 2011 |
| Prior Transfer Doc | 0041430844 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4369 RUMMELL RD, SAINT CLOUD, FL 34769-1705 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 201 MICHIGAN AVE, SAINT CLOUD, FL 34769-2429 |
| Document Number | 0061822309 |
|---|---|
| Date | Mar 30, 2022 |
| Book Page | 6182/2309 |
| Instrument | 2022050410 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72033 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Apr 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Apr 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 6% |
| Index | 1-Year CMT |
| Max Rate | 10% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 22, 2021 |
| Property Address | 4369 RUMMELL RD, SAINT CLOUD, FL 34769-1705 |
| Document Number | 0058952239 |
| Book / Page | 5895 / 2239 |
| Map Reference | MB 1 PG 320A |
| Instrument Date | Feb 18, 2021 |
| Instrument | 2021025142 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,695.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 702453, SAINT CLOUD, FL 34770-2453 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 701934, SAINT CLOUD, FL 34770-1934 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,934.00 (+14.37%) Homeowner's exemption | $489,969 (+41.77%) | $703,200 (+103.47%) Land $117,000 Building $586,200 |
| 2024 | $6,063.00 (+11.78%) | ||
| 2023 | $5,424.00 (+9.98%) | $345,600 (+10.88%) Land $117,000 Building $228,600 | $345,600 (+10.88%) Land $117,000 Building $228,600 |
| 2022 | $4,932.00 | $311,700 Land $117,000 Building $194,700 | $311,700 Land $117,000 Building $194,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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