St. Clair County property record for 4202 Palms Rd, Casco, MI 48064 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 1,906 sqft · built 1850 |
| Lot Size | 10.3 acres (451,282 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $271,000 (May 2026) |
| Tax Bill | $1,281 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage May 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-12-014-2007-000 |
| Primary APN | 74-12-014-2007-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,906 sqft Living Area |
| 1st Floor Area | 1,686 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Lot Area | 451,282 sqft (10.3 acres) |
| Heating System | Space Heater |
|---|
| Street Address | 4202 PALMS RD |
|---|---|
| City | CASCO |
| State | MI |
| Zip | 48064-2710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG N 1D 6M 50S E 330.04' FROM E 1/4 COR TH N 1D 6M 50S E 334.80', TH N 89D 41M 11S W 1343.09', TH S 1D 14M 53S W 337.07', TH S 89D 47M E 1343.93' TO BEG, EXC THE SUB-SURFACE STORAGE RIGHTS T4N R15E SEC 14 10.36 A |
| Legal Range | 36 |
| Legal Township | 10 |
| Legal Section | 14 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CASCO |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 651100 |
Source: St. Clair County records · APN 74-12-014-2007-000
Assessment roll updated October 7, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 533 S ELIZABETH ST, MARINE CITY, MI 48039-3418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 01, 2026 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC |
| May 05, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| May 05, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 05, 2026 · Amount on Record |
| Deed Sale | May 05, 2026 · Amount on Record |
| Deed Document Number | 20269087 |
| Deed Book / Page | 5920 / 969 |
| Prior Transfer Date | Jun 02, 2021 |
| Prior Transfer Doc | 0000009083 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 01, 2026 |
| Property Address | 4202 PALMS RD, CASCO, MI 48064-2710 |
| Document Number | 0000005917 |
| Book / Page | 5911 / 234 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20265917 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | STC SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 533 S ELIZABETH ST, MARINE CITY, MI 48039-3418 |
| Document Number | 0000005917, |
|---|---|
| Date | Apr 01, 2026 |
| Book Page | 5911/234 |
| Instrument | 20265917 |
| Name | EVERETT FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 05, 2026 |
| Property Address | 4202 PALMS RD, CASCO, MI 48064-2710 |
| Document Number | 0000009087 |
| Book / Page | 5920 / 969 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 2026.9087 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $205,282.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 533 S ELIZABETH ST, MARINE CITY, MI 48039-3418 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 05, 2026 |
| Property Address | 4202 PALMS RD, CASCO, MI 48064-2710 |
| Document Number | 0000009083 |
| Book / Page | 5920 / 956 |
| Instrument Date | Jun 02, 2021 |
| Instrument | 20269083 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Casco Township |
| Unified School District | East China School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,281.00 (-28.48%) Homeowner's exemption | $136,900 (+13.8%) | |
| 2024 | $1,791.00 (+2.23%) | $273,800 (+13.8%) | |
| 2023 | $120,300 | ||
| 2022 | $1,752.00 | $240,600 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476511002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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