Hillsdale County property record for 3994 Reading Rd E, Osseo, MI 49266 · Last verified August 2023
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,280 sqft · built 2021 |
| Lot Size | 80 acres (3,484,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Feb 2021) |
| Deeds & Mortgages | May 2024 Construction Loan Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-018-400-002-18-7-2 |
| Primary APN | 12-018-400-002-18-7-2 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,280 sqft Living Area |
| Gross Area | 1,920 sqft |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Metal |
| Lot Area | 3,484,800 sqft (80 acres) |
| Garage Area | 1,280 sqft |
| Parking Spaces | 5 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Radiant |
|---|
| Street Address | 3994 READING RD E |
|---|---|
| City | OSSEO |
| State | MI |
| Zip | 49266-9711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E1/2 SE1/4 SUBJ TO ESMT OF REC SEC 18 T7S R2W 80 A M/L |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 51000 |
Source: Hillsdale County records · APN 12-018-400-002-18-7-2
Assessment roll updated March 1, 2023 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3994 READING RD E, OSSEO, MI 49266-9711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 08, 2024 | Deed of Trust, Mortgage · Construction Mortgage COUNTY NATIONAL BANK |
| Jul 08, 2021 | Deed of Trust, Mortgage · ARM COUNTY NATIONAL BANK |
| Feb 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage GREENSTONE FARM CREDIT SERVICES FLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 12, 2021 · Amount on Record |
| Deed Sale | Feb 12, 2021 · Amount on Record |
| Deed Document Number | 0001786801 |
| Deed Book / Page | 1786 / 801 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 3994 READING RD E, OSSEO, MI 49266-9711 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3994 READING RD E, OSSEO, MI 49266-9711 |
| Document Number | 001870/947 |
|---|---|
| Date | May 08, 2024 |
| Book Page | 1870/947 |
| Name | COUNTY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HILLSDALE, MI 49242 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | May 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 7.12% |
| Max Rate At Change | 12.1% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 12.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 3994 READING RD E, OSSEO, MI 49266-9711 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 001800/516 |
|---|---|
| Date | Jul 08, 2021 |
| Book Page | 1800/516 |
| Name | COUNTY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HILLSDALE, MI 49242 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 371 Months |
| Due | Jun 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 9.25% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 9.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Feb 12, 2021 |
| Property Address | 3994 READING RD E, OSSEO, MI 49266-9711 |
| Document Number | 001786/801 |
| Book / Page | 1786 / 801 |
| Instrument Date | Feb 08, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Title Company | DIVERSIFIED NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,494.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4625 CHILDS HWY, 4625, HUDSON, MI 49247-9744 |
| Name | Verified Name |
|---|---|
| Address | 3750 COTTON GIN LN, MILTON, FL 32571-9481 |
| Document Number | 0001786804 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 1786/804 |
| Name | GREENSTONE FARM CREDIT SERVICES FLC |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
Source: Hillsdale County records · Assessment roll updated March 1, 2023 · Last verified August 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| County Subdivision | Jefferson Township |
| Unified School District | Hillsdale Community Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures