4320 FM 10, Gary, TX 75643 Property Records

Panola County property record for 4320 FM 10, Gary, TX 75643

Property Summary

Property TypeSingle Family Home
Details1,444 sqft · built 1980
Lot Size4.88 acres (212,791 sqft)
Owner2 Individual Names on Record
Tax Bill$331 (2025)
APN00432-00075-00000-000000

Property Details

APN / Parcel Number

Primary APN00432-00075-00000-000000
Alternative APN
  • 12941

Interior

Building Area1,444 sqft Total Area

Exterior

Year BuiltBuilt 1980
Lot Area212,791 sqft (4.88 acres)

Location & Zoning

Account Number00432-00075-00000-000000
Street Address4320 FM 10
CityGARY
StateTX
Zip75643-4331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAB 432 E MORRIS
JurisdictionPANOLA TX
Township / Civil DivisionGARY CITY
Census Block Group2
Census Block2006
Census Tract950600

Owner

Source: Panola County records, as of February 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4320 FM 10, GARY, TX 75643-4331
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 16, 2010
Deed SaleDec 16, 2010
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Panola County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityGary City Town
CountyPanola County
Unified School DistrictGary Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$331.00 (-37.9%) Homeowner's exemption$141,300 (+47.46%) Land $48,280 Building $93,020$141,300 (+47.46%) Land $48,280 Building $93,020
2023$95,820 Land $27,150 Building $68,670$95,820 Land $27,150 Building $68,670
2022$533.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 82% of Texas
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARY WSC
serves 1,050 people · EPA ID TX1830008
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment and ProcedureLead service line inventory
Oct 2024
Corrosion control
Oct 2014
Monitoring and Reporting32
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Windstream
DSL
25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on FM 10

Nearby Streets

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