Panola County property record for 3820 FM 10, Gary, TX 75643
| Property Type | Rural Home |
|---|---|
| Details | 2,413 sqft · built 1977 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $846 (2022) |
| APN | 00527-03270-00000-000000 |
| Primary APN | 00527-03270-00000-000000 |
|---|---|
| Alternative APN |
|
| Building Area | 2,413 sqft Living Area |
|---|
| Year Built | Built 1977 |
|---|---|
| Lot Area | 87,120 sqft (2 acres) |
| Account Number | 00527-03270-00000-000000 |
|---|---|
| Street Address | 3820 FM 10 |
| City | GARY |
| State | TX |
| Zip | 75643-4370 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | AB 527 M PARKER P-65 |
| Jurisdiction | PANOLA TX |
| Township / Civil Division | CARTHAGE |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 950300 |
Source: Panola County records, as of February 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3820 FM 10, GARY, TX 75643-4370 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Panola County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Panola County |
| Unified School District | Gary Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $211,770 (+36.84%) Land $8,110 Building $203,660 | $211,770 (+36.84%) Land $8,110 Building $203,660 | |
| 2023 | $154,760 Land $6,190 Building $148,570 | $154,760 Land $6,190 Building $148,570 | |
| 2022 | $846.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 61% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARY WSC serves 1,050 people · EPA ID TX1830008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 Corrosion control Oct 2014 |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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