4385 FM 10, Gary, TX 75643 Property Records

Panola County property record for 4385 FM 10, Gary, TX 75643 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	2,380 sqft · built 1982
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$2,083 (2025)
Deeds & Mortgages	Nov 2018 Mortgage
APN	`00432-00140-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`00432-00140-00000-000000`
Alternative APN	`12018`

Interior

Building Area	2,380 sqft Total Area

Exterior

Year Built	Built 1982
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	00432-00140-00000-000000
Street Address	4385 FM 10
City	GARY
State	TX
Zip	75643-4330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AB 432 E MORRIS P-9
Jurisdiction	PANOLA TX
Township / Civil Division	GARY CITY
Census Block Group	2
Census Block	2005
Census Tract	950600

Owner

Source: Panola County records · APN 00432-00140-00000-000000

Assessment roll updated September 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4385 FM 10, GARY, TX 75643-4330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 19, 2018
Deed Sale	Nov 19, 2018
Prior Sale	Nov 27, 2006
Deed Document Number	213234
Deed Book / Page	1998 / 136
Record Updated	Jun 08, 2026

November 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	PANOLA TX
Recording Date	Nov 19, 2018
Property Address	4385 FM 10, GARY, TX 75643-4330
Document Number	1998/136
Book / Page	1998 / 136
Map Reference	VOL 1712 PG 184
Instrument Date	Nov 16, 2018
Instrument	213234
Transaction Type	Transfer
Record Updated	Dec 07, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 17, GARY, TX 75643-0017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4385 FM 10, GARY, TX 75643-4330

Mortgage

Document Number	213235
Date	Nov 19, 2018
Instrument	213235

Lender

Name	JAMES RAYMOND
Type	Seller
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2048

Tax Assessment & Valuation

Source: Panola County records · Assessment roll updated September 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Gary City Town
County	Panola County
Unified School District	Gary Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,083.00 (-15.91%) Homeowner's exemption	$257,640 (+39.6%) Land $14,920 Building $242,720	$257,640 (+39.6%) Land $14,920 Building $242,720
2023		$184,560 Land $6,480 Building $178,080	$184,560 Land $6,480 Building $178,080
2022	$2,477.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 23% of Texas
Wildfire Likelihood	About 1 in 1,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.