Montgomery County property record for 4320 Ferrara Dr, Silver Spring, MD 20906
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,014 sqft · built 1957 |
| Lot Size | 0.194 acres (8,467 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,354 (2025) |
| Deeds & Mortgages | Dec 2016 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01313422 |
| Primary APN | 13-01313422 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,014 sqft Living Area |
| 1st Floor Area | 1,014 sqft |
| Basement Area | 1 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 8,467 sqft (0.194 acres) |
| Shed | 1 Shed |
| Shed Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01313422 |
|---|---|
| Street Address | 4320 FERRARA DR |
| City | SILVER SPRING |
| State | MD |
| Zip | 20906-4760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | GARRETT FOREST SEC 5 |
| Legal Subdivision | GARRETT FOREST |
| Legal Block | L |
| Legal Lot Number | 6 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 703501 |
4320 Ferrara Dr is owned and occupied by two individuals who acquired it in April 2006.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4320 FERRARA DR, SILVER SPRING, MD 20906-4760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2006 |
| Deed Sale | Apr 6, 2006 |
| Prior Sale | Jul 17, 1996 |
| Deed Document Number | 200646453 |
| Deed Book / Page | 32107 / 354 |
| Prior Transfer Date | Mar 24, 2006 |
| Prior Transfer Doc | 0321070354 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 4320 FERRARA DR, SILVER SPRING, MD 20906-4760 |
| Document Number | 0537740444 |
| Book / Page | 053774 / 000444 |
| Instrument Date | Dec 13, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2017 |
| Title Company | TITLE SOURCES INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4320 FERRARA DR SILVER SPRING MD 209064760, SILVER SPRING, MD 20906-4760 |
| Document Number | 0537740444 |
|---|---|
| Date | Feb 10, 2017 |
| Book Page | 053774/000444 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 468 Months |
| Due | Feb 9, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
The 2025 property tax bill for 4320 Ferrara Dr was $4,354, down 6.4% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $394,100 (+7.3%) | $420,900 (-) Land $188,000 Building $232,900 | |
| 2025 | $4,354.00 (-6.37%) | $367,300 | $420,900 Land $188,000 Building $232,900 |
| 2024 | $4,650.00 | ||
| 2023 | $330,500 | $340,500 Land $188,000 Building $152,500 | |
| 2022 | $3,498.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4320 Ferrara Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4320 Ferrara Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures