4318 Ferrara Dr, Silver Spring, MD 20906 Property Records

Montgomery County property record for 4318 Ferrara Dr, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,667 sqft · built 1957
Lot Size	0.263 acres (11,448 sqft)
Owner	Individual Name on Record
Last Sale	$308,000 (Jun 2010)
Tax Bill	$5,493 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01313034`

Property Details

APN / Parcel Number

Primary APN	`13-01313034`
Alternative APN	`01313034`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,667 sqft Living Area
Gross Area	1,747 sqft
1st Floor Area	1,142 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,448 sqft (0.263 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	80 sqft
Deck Area	390 sqft
Gazebo	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01313034
Street Address	4318 FERRARA DR
City	SILVER SPRING
State	MD
Zip	20906-4760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	SEC 5 GARRETT FOREST
Legal Subdivision	GARRETT FOREST
Legal Block	L
Legal Lot Number	7
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3002
Census Tract	703501

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4318 FERRARA DR, SILVER SPRING, MD 20906-4760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 8, 2017	Deed of Trust, Mortgage · Commercial Mortgage MAINSTREET BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2010 · Amount on Record
Deed Sale	Jun 18, 2010 · Amount on Record
Prior Sale	Mar 20, 1996
Deed Document Number	2010165662
Prior Transfer Date	Dec 11, 2009
Prior Transfer Doc	22118
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	4318 FERRARA DR, SILVER SPRING, MD 20906-4760
Transaction Type	Mortgage
Record Updated	Aug 8, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4318 FERRARA CT, SILVER SPRING, MD 20906-4760

Mortgage

Document Number	0660710114
Date	Jul 26, 2022
Book Page	66071/114

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 2, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	4318 FERRARA DR, SILVER SPRING, MD 20906-4760
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	FRANKLIN TITILE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0550620407
Date	Oct 11, 2017
Book Page	55062/407

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	4318 FERRARA DR, SILVER SPRING, MD 20906-4760
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0552020021
Date	Nov 8, 2017
Book Page	55202/021

Lender

Name	MAINSTREET BANK
Type	Bank
Address	FAIRFAX, VA 22030

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$495,600 (+6.31%)	$525,000 (-) Land $195,600 Building $329,400
2025	$5,493.00 (-4.62%)	$466,200 (+9.62%)	$525,000 (+20.19%) Land $195,600 Building $329,400
2024	$5,759.00 (+27.21%)
2023		$425,300	$436,800 Land $195,600 Building $241,200
2022	$4,527.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Ferrara Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures