4316 Ferrara Dr, Silver Spring, MD 20906 Property Records

Montgomery County property record for 4316 Ferrara Dr, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,499 sqft · built 1957
Lot Size	0.182 acres (7,916 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Oct 2025)
Tax Bill	$5,768 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Dec 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01314632`

Property Details

APN / Parcel Number

Primary APN	`13-01314632`
Alternative APN	`01314632`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,499 sqft Living Area
1st Floor Area	1,074 sqft
Basement Area	425 sqft
Finished Basement	425 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,916 sqft (0.182 acres)
Deck Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01314632
Street Address	4316 FERRARA DR
City	SILVER SPRING
State	MD
Zip	20906-4760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	SEC 5 GARRETT FOREST
Legal Subdivision	GARRETT FOREST
Legal Block	L
Legal Lot Number	8
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3002
Census Tract	703501

Owner

Source: Montgomery County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4316 FERRARA DR, SILVER SPRING, MD 20906-4760
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 13, 2021	Special Warranty Deed, Transfer NOT AVAILABLE, MORTILES LLC
Apr 9, 2021	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 9, 2025 · Amount on Record
Deed Sale	Oct 9, 2025 · Amount on Record
Prior Sale	Dec 13, 2021 · Amount on Record
Deed Book / Page	69694 / 196
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 9, 2025
Property Address	4316 FERRARA DR, SILVER SPRING, MD 20906-4760
Document Number	0696940196
Book / Page	69694 / 196
Map Reference	MB 55 PL 4429
Instrument Date	Sep 30, 2025
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	PRUITT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33061 POWDER MILL RD, ADELPHI, MD 20783

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4316 FERRARA DR, SILVER SPRING, MD 20906-4760

Mortgage

Document Number	0069694206
Date	Oct 9, 2025
Instrument	69694/206

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.1%

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Dec 13, 2021
Property Address	4316 FERRARA DR, SILVER SPRING, MD 20906-4760
Document Number	0648100278
Book / Page	64810 / 278
Map Reference	MB 55 PL 4429
Instrument Date	Nov 18, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	NOT AVAILABLE, MORTILES LLC

Transaction

Amount	Amount Recorded
Tax	$5,017.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3304 POWDER MILL RD, ADELPHI, MD 20783-1031

April 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 9, 2021
Property Address	4316 FERRARA DR, SILVER SPRING, MD 20906-4760
Document Number	0624750326
Book / Page	62475 / 326
Map Reference	MB 55 PL 4429
Instrument Date	Mar 8, 2021
Transaction Type	Foreclosure
Record Updated	Aug 11, 2022

Transaction

Amount	Amount Recorded
Tax	$5,265.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$482,833 (+12.3%)	$535,700 (-) Land $186,200 Building $349,500
2025	$5,768.00 (+19.82%)	$429,967 (+14.02%)	$535,700 (+42.06%) Land $186,200 Building $349,500
2023		$377,100 Land $186,200 Building $190,900	$377,100 Land $186,200 Building $190,900
2022	$4,814.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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