4320 Eagle Rock Pl, Saint Charles, MO 63304 Property Records

St. Charles County property record for 4320 Eagle Rock Pl, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,478 sqft · built 1991
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Jun 2018)
Tax Bill	$3,452 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage Jun 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`A933000474`

Property Details

APN / Parcel Number

Primary APN	`A933000474`
Alternative APN	`3-0036-6897-00-0038.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,478 sqft Living Area
Gross Area	3,268 sqft
1st Floor Area	1,478 sqft
Basement Area	1,410 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	84 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A933000474
Street Address	4320 EAGLE ROCK PL
City	SAINT CHARLES
State	MO
Zip	63304-1636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK BURL EST #3 RESUB LOTS 38-39 LOT 38
Legal Subdivision	OAK BURL EST #3 RESUB
Legal Lot Number	38
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2000
Census Tract	311122

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4320 EAGLE ROCK PL, SAINT CHARLES, MO 63304-1636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2018	Warranty Deed, Transfer STIFEL BK&TR
Jun 25, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2018 · Amount on Record
Deed Sale	Jun 25, 2018 · Amount on Record
Deed Document Number	201835487
Deed Book / Page	6939 / 165
Prior Transfer Date	Jun 21, 2018
Prior Transfer Doc	0069390163
Record Updated	Oct 29, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 25, 2018
Property Address	4320 EAGLE ROCK PL, SAINT CHARLES, MO 63304-1636
Document Number	0069390165
Book / Page	006939 / 000165
Instrument Date	Jun 21, 2018
Instrument	354870
Transaction Type	Transfer
Record Updated	Aug 8, 2018
Title Company	SELECT TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4320 EAGLE ROCK PL ST CHARLES MO 633041636, ST CHARLES, MO 63304-1636

Mortgage

Document Number	69390167
Date	Jun 25, 2018
Book Page	006939/000167
Instrument	354880

Lender

Name	STIFEL BK&TR
Type	Bank
Address	ST LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2048

June 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST CHARLES MO
Recording Date	Jun 25, 2018
Property Address	4320 EAGLE ROCK PL, SAINT CHARLES, MO 63304-1636
Document Number	0069390163
Book / Page	006939 / 000163
Instrument Date	Jun 21, 2018
Instrument	354860
Transaction Type	Transfer
Record Updated	Jul 19, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4320 EAGLE ROCK PL ST CHARLES MO 633041636, ST CHARLES, MO 63304-1636

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,118 (-)	$305,885 (-) Land $60,000 Building $245,885
2025	$3,452.00 (+8.66%)	$58,118 (+9.43%)	$305,885 (+9.43%) Land $60,000 Building $245,885
2024	$3,177.00
2023		$53,111
2022			$279,531 Land $55,000 Building $224,531

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	16 (1981–2020)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Aug 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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