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4313 Eagle Rock Pl, Saint Charles, MO 63304 Property Records

St. Charles County property record for 4313 Eagle Rock Pl, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,525 sqft · built 1991
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$465,500 (Nov 2023)
Tax Bill$3,740 (2025)
Deeds & MortgagesNov 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNA923000114

Property Details

APN / Parcel Number

Primary APNA923000114
Alternative APN
  • 3-0036-6767-00-0035.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,525 sqft Living Area
Gross Area3,258 sqft
1st Floor Area1,468 sqft
Basement Area1,410 sqft
Finished Basement1,057 sqft
Unfinished Basement353 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,454 sqft (0.24 acres)
TerrainRolling
Garage TypeAttached
Garage Area380 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area84 sqft
Deck AreaDeck Area
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA923000114
Street Address4313 EAGLE ROCK PL
CitySAINT CHARLES
StateMO
Zip63304-1636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAK BURL EST #3 LOT 35
Legal SubdivisionOAK BURL EST #3
Legal Lot Number35
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group2
Census Block2000
Census Tract311122

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4313 EAGLE ROCK PL, SAINT CHARLES, MO 63304-1636
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 7, 2023 · Amount on Record
Deed SaleNov 7, 2023 · Amount on Record
Prior SaleFeb 28, 2020 · Amount on Record
Deed Document Number202346079
Prior Transfer DateSep 6, 2018
Prior Transfer Doc0072260672
Record UpdatedJun 8, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateNov 7, 2023
Property Address4313 EAGLE ROCK PL, SAINT CHARLES, MO 63304-1636
Document Number0000046079
Map ReferenceMB 30 PG 302
Instrument DateNov 1, 2023
Instrument2023R-046079
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanySELECT TITLE GROUP

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4313 EAGLE ROCK PL, SAINT CHARLES, MO 63304-1636

Transferred To (Grantee/Buyer)

NameVerified Name
Address4313 EAGLE ROCK PL, SAINT CHARLES, MO 63304-1636

Mortgage

Document Number0000046080
DateNov 7, 2023
Instrument2023R-046080
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateDec 1, 2028
Change Frequency5 Years
Min Rate At Change4.25%
Max Rate At Change8.25%
Index5-Year TN
Margin2
Max Rate12.2%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,740.00 (+8.41%)$63,013 (+9.18%)$331,646 (+9.18%) Land $60,000 Building $271,646
2024$3,450.00
2023$57,717
2022$303,771 Land $55,000 Building $248,771

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims16 (1981–2020)
Claims Outside the SFHA1 of 16
Most Recent ClaimAug 2020 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

May also be available: Wisper ISP.

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